First National Collection Bureau, Inc.
1.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First National Collection Bureau, Inc. complaint mix by product
- Debt collection 941 93.5% – 0% relief
- Credit reporting, 19 1.9% – 0% relief
- Credit reporting 16 1.6% – 0% relief
- Credit card 14 1.4% – 0% relief
- Consumer Loan 11 1.1% – 0% relief
- Credit card 4 0.4% – 0% relief
- Debt or 1 0.1% – 0% relief
How First National Collection Bureau, Inc.'s 1.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 941 |
| Credit reporting, credit repair services, or other personal consumer reports | 19 |
| Credit reporting or other personal consumer reports | 16 |
| Credit card | 14 |
| Consumer Loan | 11 |
| Credit card or prepaid card | 4 |
| Debt or credit management | 1 |
| Bank account or service | 1 |
| Vehicle loan or lease | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 167 |
| TX | 117 |
| FL | 115 |
| PA | 42 |
| GA | 39 |
| IL | 32 |
| NY | 29 |
| NJ | 27 |
| OH | 24 |
| AZ | 24 |
| VA | 22 |
| MD | 21 |
| MA | 20 |
| LA | 19 |
| MI | 19 |
| WA | 19 |
| CO | 19 |
| OR | 18 |
| IN | 16 |
| NV | 16 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 377 |
| Attempts to collect debt not owed | 142 |
| Communication tactics | 102 |
| Disclosure verification of debt | 72 |
| False statements or representation | 70 |
| Written notification about debt | 55 |
| Improper contact or sharing of info | 32 |
| Electronic communications | 31 |
| Taking/threatening an illegal action | 24 |
| Took or threatened to take negative or legal action | 22 |
| Improper use of your report | 15 |
| Threatened to contact someone or share information improperly | 14 |
| Incorrect information on your report | 13 |
| Problems when you are unable to pay | 6 |
| Managing the loan or lease | 5 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Identity theft / Fraud / Embezzlement | 3 |
| Other | 3 |
| Getting a credit card | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 13 | 15.4% |
| 2014 | 209 | 100% |
| 2015 | 241 | 100% |
| 2016 | 140 | 100% |
| 2017 | 45 | 100% |
| 2018 | 30 | 100% |
| 2019 | 16 | 100% |
| 2020 | 32 | 100% |
| 2021 | 31 | 100% |
| 2022 | 40 | 100% |
| 2023 | 56 | 100% |
| 2024 | 52 | 96.2% |
| 2025 | 71 | 98.6% |
| 2026 | 32 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First National Collection Bureau, Inc.
First National Collection Bureau, Inc.'s 1,008 logged complaints reach a nationwide footprint - 53 states have at least one filing on record. Only 34.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-22.
First National Collection Bureau, Inc. answers 98.6% of complaints inside the CFPB's tracked window and closes 99.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First National Collection Bureau, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First National Collection Bureau, Inc. have?
1,008, per the CFPB's public complaint count for this company (see the full breakdown above).
Does First National Collection Bureau, Inc. respond to complaints on time?
98.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about First National Collection Bureau, Inc.?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.