Total complaints
887
Filed since 2013
887 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
887 consumer complaints filed with the CFPB
This profile shows First National Collection Bureau, Inc.'s complaint history from CFPB public records. 887 consumers have filed complaints since 2013. The company has a 98.4% timely response rate and has provided relief in 0% of cases.
Total complaints
887
Filed since 2013
Timely response
98.4%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How First National Collection Bureau, Inc.'s 887 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 832 |
| Credit reporting, credit repair services, or other personal consumer reports | 16 |
| Credit reporting or other personal consumer reports | 15 |
| Credit card | 11 |
| Consumer Loan | 8 |
| Credit card or prepaid card | 3 |
| Vehicle loan or lease | 1 |
| Bank account or service | 1 |
| State | Complaints |
|---|---|
| CA | 149 |
| TX | 108 |
| FL | 94 |
| PA | 41 |
| GA | 34 |
| IL | 29 |
| NY | 24 |
| NJ | 23 |
| OH | 21 |
| AZ | 19 |
| MD | 19 |
| LA | 17 |
| CO | 17 |
| IN | 16 |
| MI | 16 |
| SC | 16 |
| VA | 16 |
| WA | 15 |
| OR | 15 |
| MA | 15 |
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 359 |
| Attempts to collect debt not owed | 109 |
| Communication tactics | 89 |
| Disclosure verification of debt | 71 |
| False statements or representation | 58 |
| Written notification about debt | 43 |
| Improper contact or sharing of info | 31 |
| Taking/threatening an illegal action | 21 |
| Took or threatened to take negative or legal action | 20 |
| Electronic communications | 17 |
| Improper use of your report | 15 |
| Threatened to contact someone or share information improperly | 14 |
| Incorrect information on your report | 9 |
| Managing the loan or lease | 5 |
| Problems when you are unable to pay | 3 |
| Identity theft / Fraud / Embezzlement | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Other | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 13 | 15.4% |
| 2014 | 209 | 100% |
| 2015 | 223 | 100% |
| 2016 | 126 | 100% |
| 2017 | 41 | 100% |
| 2018 | 26 | 100% |
| 2019 | 12 | 100% |
| 2020 | 28 | 100% |
| 2021 | 26 | 100% |
| 2022 | 33 | 100% |
| 2023 | 45 | 100% |
| 2024 | 43 | 95.3% |
| 2025 | 52 | 98.1% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
First National Collection Bureau, Inc. has accumulated 887 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 240 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, First National Collection Bureau, Inc. reports a 98.4% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Cont'd attempts collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating First National Collection Bureau, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
First National Collection Bureau, Inc. has received 887 consumer complaints filed with the Consumer Financial Protection Bureau.
First National Collection Bureau, Inc. has a 98.4% timely response rate to CFPB complaints.
The most common issue reported against First National Collection Bureau, Inc. is "Cont'd attempts collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.