2026 data Public-data reference. official source

Yamaha Motor Finance Corporation USA

321 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

321 consumer complaints filed with the CFPB

This profile shows Yamaha Motor Finance Corporation USA's complaint history from CFPB public records. 321 consumers have filed complaints since 2017. The company has a 99.7% timely response rate and has provided relief in 0.3% of cases.

321
Total Complaints
99.7%
Timely Response
0%
Disputed
0.3%
Relief Provided
31
States Active
2017
Since

Total complaints

321

Filed since 2017

Timely response

99.7%

CFPB-tracked response window

Relief rate

0.3%

Closed with monetary or non-monetary relief

Timely response rate 99.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

Yamaha Motor Finance Corporation USA complaint mix by product

Total complaints: 321

Yamaha Motor Finance Corporation USA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 321 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 84 complaints (26.9%), resolution 0.0% Credit reporting 26.9% Vehicle loan: 83 complaints (26.6%), resolution 1.2% Vehicle loan 26.6% Debt collection: 60 complaints (19.2%), resolution 0.0% Debt collection 19.2% Credit reporting,: 49 complaints (15.7%), resolution 0.0% Credit reporting, 15.7% Credit card: 13 complaints (4.2%), resolution 0.0% Payday loan,: 13 complaints (4.2%), resolution 0.0% Credit card: 10 complaints (3.2%), resolution 0.0%
  • Credit reporting 84 26.9% 0% relief
  • Vehicle loan 83 26.6% 1% relief
  • Debt collection 60 19.2% 0% relief
  • Credit reporting, 49 15.7% 0% relief
  • Credit card 13 4.2% 0% relief
  • Payday loan, 13 4.2% 0% relief
  • Credit card 10 3.2% 0% relief

How Yamaha Motor Finance Corporation USA's 321 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 84
Vehicle loan or lease 83
Debt collection 60
Credit reporting, credit repair services, or other personal consumer reports 49
Credit card or prepaid card 13
Payday loan, title loan, or personal loan 13
Credit card 10
Payday loan, title loan, personal loan, or advance loan 7
Debt or credit management 1
Checking or savings account 1

Top States

State Complaints
FL 64
CA 46
GA 46
NY 29
TX 25
NC 15
PA 12
NJ 10
AZ 8
IL 6
WA 6
NV 5
DE 4
MD 4
SC 4
MA 3
AR 3
CO 3
OH 3
AL 3

Top Issues

Issue Complaints
Incorrect information on your report 83
Managing the loan or lease 56
Improper use of your report 30
Attempts to collect debt not owed 26
Problem with a company's investigation into an existing problem 19
Took or threatened to take negative or legal action 17
Problems at the end of the loan or lease 14
Written notification about debt 10
Problem when making payments 9
Fees or interest 7
Problem with a credit reporting company's investigation into an existing problem 7
False statements or representation 7
Getting a credit card 5
Can't contact lender or servicer 4
Getting a loan or lease 4
Problem with the payoff process at the end of the loan 4
Credit monitoring or identity theft protection services 3
Struggling to pay your loan 2
Charged fees or interest you didn't expect 2
Problem with a purchase shown on your statement 2

Yearly Trend

Year Complaints Timely
2017 5 80%
2018 5 100%
2019 12 100%
2020 53 100%
2021 30 100%
2022 38 100%
2023 40 100%
2024 42 100%
2025 78 100%
2026 18 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Yamaha Motor Finance Corporation USA

Yamaha Motor Finance Corporation USA has accumulated 321 consumer complaints in the CFPB public database, with filings active across 31 U.S. states. Of those submissions, 111 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Yamaha Motor Finance Corporation USA reports a 99.7% timely-response rate and has closed 97.8% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Yamaha Motor Finance Corporation USA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Yamaha Motor Finance Corporation USA have?

Yamaha Motor Finance Corporation USA has received 321 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Yamaha Motor Finance Corporation USA respond to complaints on time?

Yamaha Motor Finance Corporation USA has a 99.7% timely response rate to CFPB complaints.

What is the most common complaint about Yamaha Motor Finance Corporation USA?

The most common issue reported against Yamaha Motor Finance Corporation USA is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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