CFPB · Diversified product mix

Yamaha Motor Finance Corporation USA

437 CFPB complaints · diversified mix (top product 27.5%) · top issue Incorrect information on your report.

437 CFPB complaints

Yamaha Motor Finance Corporation USA: top product "Vehicle loan or lease" is only 27.5% of 437 - multi-bucket mix. Timely 99.8% · relief 0.2%. Allegations, not findings.

  • Diversified product mix
  • +720% filings 2017 to 2026

CFPB relief outcome brief

CCDB company yamaha-motor-finance-corporation-usa

0.2% relief · 99.8% timely · 437 filings · Vehicle loan or lease

Nearest relief peer: Westlake Services, LLC (0.2% relief)

Yamaha Motor Finance Corpora…0.2%Clark County Collection Serv…0.7%Mufg Americas Holdings Corpo…60.6%Omega RMS, LLC0.2%Patenaude & Felix A Professi…0.5%
Closed-with-relief % among Yamaha Motor Finance Corporation USA and nearest filing-volume peers

Yamaha Motor Finance Corporation USA closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Yamaha Motor Finance Corporation USA's 437 filings include narrative text

47.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Yamaha Motor Finance Corporation USA complaint mix by product

Total complaints: 437

Yamaha Motor Finance Corporation USA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 437 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 120 complaints (28.0%), resolution 0.8% Vehicle loan 28.0% Credit reporting: 109 complaints (25.5%), resolution 0.0% Credit reporting 25.5% Debt collection: 84 complaints (19.6%), resolution 0.0% Debt collection 19.6% Credit reporting,: 65 complaints (15.2%), resolution 0.0% Credit reporting, 15.2% Payday loan,: 18 complaints (4.2%), resolution 0.0% Credit card: 17 complaints (4.0%), resolution 0.0% Credit card: 15 complaints (3.5%), resolution 0.0%
  • Vehicle loan 120 28.0% 1% relief
  • Credit reporting 109 25.5% 0% relief
  • Debt collection 84 19.6% 0% relief
  • Credit reporting, 65 15.2% 0% relief
  • Payday loan, 18 4.2% 0% relief
  • Credit card 17 4.0% 0% relief
  • Credit card 15 3.5% 0% relief

How Yamaha Motor Finance Corporation USA's 437 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 120
Credit reporting or other personal consumer reports 109
Debt collection 84
Credit reporting, credit repair services, or other personal consumer reports 65
Payday loan, title loan, or personal loan 18
Credit card or prepaid card 17
Credit card 15
Payday loan, title loan, personal loan, or advance loan 7
Debt or credit management 1
Checking or savings account 1

Where Yamaha Motor Finance Corporation USA complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
24% of this company's filings
FL105CA61GA51TX39NY33NC21NJ13PA13

Yamaha Motor Finance Corporation USA rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
41
+720% vs 2017
050100150 2017201820192020202120222023202420252026 41

Top States

State Complaints
FL 105
CA 61
GA 51
TX 39
NY 33
NC 21
NJ 13
PA 13
AZ 11
IL 8
SC 7
NV 7
MD 6
WA 6
CO 5
MI 4
AR 4
MO 4
DE 4
MA 4

Top Issues

Issue Complaints
Incorrect information on your report 103
Managing the loan or lease 90
Improper use of your report 39
Took or threatened to take negative or legal action 33
Attempts to collect debt not owed 31
Problem with a company's investigation into an existing problem 27
Problems at the end of the loan or lease 15
Problem when making payments 12
Problem with a credit reporting company's investigation into an existing problem 11
Written notification about debt 11
False statements or representation 9
Fees or interest 7
Getting a credit card 5
Problem with a purchase shown on your statement 5
Getting a loan or lease 5
Charged fees or interest you didn't expect 5
Problem with the payoff process at the end of the loan 5
Closing your account 4
Credit monitoring or identity theft protection services 4
Can't contact lender or servicer 4

Yearly Trend

Year Complaints Timely
2017 5 80%
2018 8 100%
2019 15 100%
2020 79 100%
2021 36 100%
2022 52 100%
2023 51 100%
2024 51 100%
2025 99 100%
2026 41 100%

Source: CFPB Consumer Complaint Database

Yamaha Motor Finance Corporation USA spreads across product buckets

Yamaha Motor Finance Corporation USA's 437 logged complaints stay concentrated: only 33 states show a filing. 47.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-09.

Yamaha Motor Finance Corporation USA answers 99.8% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Yamaha Motor Finance Corporation USA.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Yamaha Motor Finance Corporation USA: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Yamaha Motor Finance Corporation USA (99.8% timely; 0.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix