CFPB · Single-product concentration

Works & Lentz, Inc

40 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.

40 CFPB complaints

Works & Lentz, Inc: 100% of 40 CFPB complaints sit in "Debt collection". Timely 95% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2014 to 2024

CFPB relief outcome brief

CCDB company works-lentz-inc

0% relief · 95% timely · 40 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Works & Lentz, Inc (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Works & Lentz, Inc and nearest filing-volume peers

Works & Lentz, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Works & Lentz, Inc scores strongest on timely response (91/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

50 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

91 / 100 percentile-benchmarked

95% of complaints answered inside the CFPB 15-day window

Closed with explanation

91 / 100 percentile-benchmarked

95% of complaints closed with an explanation to the consumer

Most of Works & Lentz, Inc's 40 filings include narrative text

42.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 95.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Works & Lentz, Inc complaint mix by product

Total complaints: 40

Works & Lentz, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 40 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 40 100.0% – 0% relief

How Works & Lentz, Inc's 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 40

Concentrated filing states for Works & Lentz, Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
92.5% of this company's filings
OK37NY1KY1TX1

Works & Lentz, Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
1
-66.7% vs 2014
0246810 20142015201620172018201920202021202220232024 1

Top States

State Complaints
OK 37
NY 1
KY 1
TX 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 10
Written notification about debt 8
False statements or representation 6
Cont'd attempts collect debt not owed 5
Communication tactics 4
Took or threatened to take negative or legal action 4
Disclosure verification of debt 2
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2014 3 66.7%
2015 3 100%
2016 1 100%
2017 8 87.5%
2018 3 100%
2019 7 100%
2020 4 100%
2021 3 100%
2022 5 100%
2023 2 100%
2024 1 100%

Source: CFPB Consumer Complaint Database

Works & Lentz, Inc filings cluster in one product

Works & Lentz, Inc's 40 logged complaints stay concentrated: only 4 states show a filing. 42.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2024-03-10.

Works & Lentz, Inc answers 95% of complaints inside the CFPB's tracked window and closes 95% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Works & Lentz, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Works & Lentz, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Works & Lentz, Inc (95% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration