CFPB · Narrative-heavy record

White Jacobs & Associates

22 CFPB complaints · 68.2% with narratives · top issue Fraud or scam.

22 CFPB complaints

White Jacobs & Associates: 68.2% of 22 filings include consumer narratives. Timely 40.9% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2018 to 2026

CFPB relief outcome brief

CCDB company white-jacobs-associates

0% relief · 40.9% timely · 22 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

White Jacobs & Associates(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among White Jacobs & Associates and nearest filing-volume peers

White Jacobs & Associates closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

White Jacobs & Associates scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

25 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

40.9% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of White Jacobs & Associates's 22 filings include narrative text

68.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 40.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

White Jacobs & Associates complaint mix by product

Total complaints: 22

White Jacobs & Associates complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 14 complaints (63.6%), resolution 0.0% Credit reporting, 63.6% Debt or: 7 complaints (31.8%), resolution 0.0% Debt or 31.8% Credit reporting: 1 complaints (4.5%), resolution 0.0%
  • Credit reporting, 14 63.6% – 0% relief
  • Debt or 7 31.8% – 0% relief
  • Credit reporting 1 4.5% – 0% relief

How White Jacobs & Associates's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 14
Debt or credit management 7
Credit reporting or other personal consumer reports 1

Where White Jacobs & Associates complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
31.8% of this company's filings
TX7FL3WA2GA2CA2NY2MD2NC1

White Jacobs & Associates complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2018
0123456 20182019202120222023202420252026 1

Top States

State Complaints
TX 7
FL 3
WA 2
GA 2
CA 2
NY 2
MD 2
NC 1
VA 1

Top Issues

Issue Complaints
Fraud or scam 7
Didn't provide services promised 5
Unexpected or other fees 3
Problem with customer service 2
Excessive fees 2
Confusing or misleading advertising or marketing 1
Charged upfront or unexpected fees 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2018 1 0%
2019 4 25%
2021 4 75%
2022 1 100%
2023 5 20%
2024 3 33.3%
2025 3 33.3%
2026 1 100%

Source: CFPB Consumer Complaint Database

White Jacobs & Associates's narrative-rich complaint ledger

White Jacobs & Associates's 22 logged complaints stay concentrated: only 9 states show a filing. 68.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-02-20.

White Jacobs & Associates answers 40.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about White Jacobs & Associates.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for White Jacobs & Associates: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for White Jacobs & Associates (40.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record