CFPB · Single-product concentration
Alchro Inc.
286 CFPB complaints · 78% in "Debt collection" · top issue Attempts to collect debt not owed.
Alchro Inc.: 78% of 286 CFPB complaints sit in "Debt collection". Timely 39.9% · relief 1%. Allegations, not findings.
- Single-product concentration
- +225% filings 2014 to 2026
CFPB relief outcome brief
CCDB company alchro-inc
1% relief · 39.9% timely · 286 filings · Debt collection
Same-product relief peers
Nearest relief peer: TekCollect Inc. (1% relief)
Alchro Inc. closes 1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 286 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Alchro Inc. complaint mix by product
- Debt collection 223 78.0% – 1% relief
- Credit reporting, 31 10.8% – 0% relief
- Credit reporting 27 9.4% – 0% relief
- Credit reporting 3 1.0% – 0% relief
- Credit card 1 0.3% – 0% relief
- Vehicle loan 1 0.3% – 0% relief
How Alchro Inc.'s 286 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 223 |
| Credit reporting, credit repair services, or other personal consumer reports | 31 |
| Credit reporting or other personal consumer reports | 27 |
| Credit reporting | 3 |
| Credit card | 1 |
| Vehicle loan or lease | 1 |
Concentrated filing states for Alchro Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 74.8% of this company's filings
Alchro Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 26
- +225% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 214 |
| OH | 19 |
| TX | 7 |
| NC | 6 |
| GA | 5 |
| MI | 4 |
| PA | 4 |
| MD | 3 |
| AL | 3 |
| NY | 3 |
| VA | 3 |
| MA | 2 |
| SC | 2 |
| CA | 2 |
| NJ | 1 |
| IN | 1 |
| KY | 1 |
| WV | 1 |
| IA | 1 |
| AZ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 95 |
| Written notification about debt | 39 |
| Incorrect information on your report | 31 |
| Cont'd attempts collect debt not owed | 24 |
| Disclosure verification of debt | 20 |
| False statements or representation | 17 |
| Took or threatened to take negative or legal action | 15 |
| Improper use of your report | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Communication tactics | 6 |
| Threatened to contact someone or share information improperly | 3 |
| Incorrect information on credit report | 3 |
| Improper contact or sharing of info | 2 |
| Electronic communications | 1 |
| Closing your account | 1 |
| Repossession | 1 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 8 | 0% |
| 2015 | 10 | 0% |
| 2016 | 26 | 0% |
| 2017 | 24 | 45.8% |
| 2018 | 32 | 96.9% |
| 2019 | 21 | 90.5% |
| 2020 | 18 | 100% |
| 2021 | 20 | 100% |
| 2022 | 16 | 93.8% |
| 2023 | 14 | 0% |
| 2024 | 20 | 0% |
| 2025 | 51 | 0% |
| 2026 | 26 | 0% |
Source: CFPB Consumer Complaint Database
Alchro Inc. filings cluster in one product
Alchro Inc.'s 286 logged complaints stay concentrated: only 21 states show a filing. Only 38.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-10.
Alchro Inc. answers 39.9% of complaints inside the CFPB's tracked window and closes 53.8% with a written explanation. 1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Alchro Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Alchro Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 286.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 39.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Alchro Inc. (39.9% timely; 1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration