CFPB · Narrative-heavy record

Wheel City Motors East, Inc.

18 CFPB complaints · 50% with narratives · top issue Attempts to collect debt not owed.

18 CFPB complaints

Wheel City Motors East, Inc.: 50% of 18 filings include consumer narratives. Timely 72.2% · relief 5.6% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2015 to 2026

CFPB relief outcome brief

CCDB company wheel-city-motors-east-inc

5.6% relief · 72.2% timely · 18 filings · Debt collection

Nearest relief peer: Aqua Finance, Inc. (5.6% relief)

Wheel City Motors East, Inc.(this)5.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Wheel City Motors East, Inc. and nearest filing-volume peers

Wheel City Motors East, Inc. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Wheel City Motors East, Inc. scores strongest on closed with explanation (90/100 percentile-benchmarked) and weakest on relief provided (26/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

50 /100 grade D

Relief provided

26 / 100 percentile-benchmarked

5.6% of complaints closed with relief to the consumer

Timely response

51 / 100 percentile-benchmarked

72.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

90 / 100 percentile-benchmarked

94.4% of complaints closed with an explanation to the consumer

Most of Wheel City Motors East, Inc.'s 18 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 72.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Wheel City Motors East, Inc. complaint mix by product

Total complaints: 18

Wheel City Motors East, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (44.4%), resolution 0.0% Debt collection 44.4% Vehicle loan: 7 complaints (38.9%), resolution 0.0% Vehicle loan 38.9% Credit reporting: 1 complaints (5.6%), resolution 0.0% Consumer Loan: 1 complaints (5.6%), resolution 100.0% Credit reporting,: 1 complaints (5.6%), resolution 0.0%
  • Debt collection 8 44.4% – 0% relief
  • Vehicle loan 7 38.9% – 0% relief
  • Credit reporting 1 5.6% – 0% relief
  • Consumer Loan 1 5.6% – 100% relief
  • Credit reporting, 1 5.6% – 0% relief

How Wheel City Motors East, Inc.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Vehicle loan or lease 7
Credit reporting or other personal consumer reports 1
Consumer Loan 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where Wheel City Motors East, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
38.9% of this company's filings
FL7SD6AL2IA1WI1TX1

Wheel City Motors East, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2015
0123456 2015201820222023202420252026 2

Top States

State Complaints
FL 7
SD 6
AL 2
IA 1
WI 1
TX 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 4
Struggling to pay your loan 3
Took or threatened to take negative or legal action 3
Managing the loan or lease 2
Incorrect information on your report 2
Repossession 1
Problems when you are unable to pay 1
Communication tactics 1
Problems at the end of the loan or lease 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2018 2 100%
2022 4 50%
2023 1 0%
2024 3 66.7%
2025 5 80%
2026 2 100%

Source: CFPB Consumer Complaint Database

Wheel City Motors East, Inc.'s narrative-rich complaint ledger

Wheel City Motors East, Inc.'s 18 logged complaints stay concentrated: only 6 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-03-04.

Wheel City Motors East, Inc. answers 72.2% of complaints inside the CFPB's tracked window and closes 94.4% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wheel City Motors East, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Wheel City Motors East, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Wheel City Motors East, Inc. (72.2% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record