CFPB · Single-product concentration

Western Management Consultants

20 CFPB complaints · 95% in "Debt collection" · top issue Communication tactics.

20 CFPB complaints

Western Management Consultants: 95% of 20 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +350% filings 2022 to 2026

CFPB relief outcome brief

CCDB company western-management-consultants

0% relief · 100% timely · 20 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Western ManagementConsultants (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Western Management Consultants and nearest filing-volume peers

Western Management Consultants closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Western Management Consultants scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Western Management Consultants's 20 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Western Management Consultants complaint mix by product

Total complaints: 20

Western Management Consultants complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 19 complaints (95.0%), resolution 0.0% Debt collection 95.0% Payday loan,: 1 complaints (5.0%), resolution 0.0%
  • Debt collection 19 95.0% – 0% relief
  • Payday loan, 1 5.0% – 0% relief

How Western Management Consultants's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 19
Payday loan, title loan, or personal loan 1

Where Western Management Consultants complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
15% of this company's filings
FL3GA2TX2CT1AR1MN1MA1NH1

Western Management Consultants rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
9
+350% vs 2022
0246810 20222023202420252026 9

Top States

State Complaints
FL 3
GA 2
TX 2
CT 1
AR 1
MN 1
MA 1
NH 1
UT 1
OH 1
NV 1
IL 1
SC 1
NY 1
CA 1
IA 1

Top Issues

Issue Complaints
Communication tactics 8
Attempts to collect debt not owed 4
Took or threatened to take negative or legal action 2
Electronic communications 2
Threatened to contact someone or share information improperly 1
False statements or representation 1
Written notification about debt 1
Was approved for a loan, but didn't receive the money 1

Yearly Trend

Year Complaints Timely
2022 2 100%
2023 2 100%
2024 1 100%
2025 6 100%
2026 9 100%

Source: CFPB Consumer Complaint Database

Western Management Consultants filings cluster in one product

Western Management Consultants's 20 logged complaints stay concentrated: only 16 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-05-12.

Western Management Consultants answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Western Management Consultants.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Western Management Consultants: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Western Management Consultants (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration