CFPB · Diversified product mix

Watercress Financial Group LLC

7 CFPB complaints · diversified mix (top product 28.6%) · top issue Problem with a lender or other company charging your account.

Products ↓ All companies
7 CFPB complaints

Watercress Financial Group LLC: top product "Credit reporting or other personal consumer reports" is only 28.6% of 7 - multi-bucket mix. Timely 100% · relief 28.6%. Allegations, not findings.

  • Diversified product mix
  • +100% filings 2024 to 2026

CFPB relief outcome brief

CCDB company watercress-financial-group-llc

28.6% relief · 100% timely · 7 filings · Credit reporting or other personal consumer reports

Same-product relief peers

Nearest relief peer: Foursight Holding LLC (26.5% relief)

Watercress Financial Group L…28.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Watercress Financial Group LLC and nearest filing-volume peers

Watercress Financial Group LLC closes 28.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 28.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Watercress Financial Group LLC complaint mix by product

Total complaints: 7

Watercress Financial Group LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 2 complaints (28.6%), resolution 0.0% Credit reporting 28.6% Debt collection: 2 complaints (28.6%), resolution 50.0% Debt collection 28.6% Payday loan,: 2 complaints (28.6%), resolution 50.0% Payday loan, 28.6% Checking or: 1 complaints (14.3%), resolution 0.0% Checking or 14.3%
  • Credit reporting 2 28.6% – 0% relief
  • Debt collection 2 28.6% – 50% relief
  • Payday loan, 2 28.6% – 50% relief
  • Checking or 1 14.3% – 0% relief

How Watercress Financial Group LLC's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 2
Debt collection 2
Payday loan, title loan, personal loan, or advance loan 2
Checking or savings account 1

Concentrated filing states for Watercress Financial Group LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
42.9% of this company's filings
GA3VA2AR1FL1

Watercress Financial Group LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+100% vs 2024
012345 202420252026 4

Top States

State Complaints
GA 3
VA 2
AR 1
FL 1

Top Issues

Issue Complaints
Problem with a lender or other company charging your account 1
Problem with a company's investigation into an existing problem 1
Communication tactics 1
Attempts to collect debt not owed 1
Incorrect information on your report 1
Getting the loan 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2024 2 100%
2025 1 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Watercress Financial Group LLC spreads across product buckets

Watercress Financial Group LLC's 7 logged complaints stay concentrated: only 4 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-05-04.

Watercress Financial Group LLC answers 100% of complaints inside the CFPB's tracked window and closes 71.4% with a written explanation. 28.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Problem with a lender or other company charging your account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Watercress Financial Group LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Watercress Financial Group LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 7.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 100%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Watercress Financial Group LLC (100% timely; 28.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix