CFPB · Diversified product mix

Wallace Management Company, LLC

98 CFPB complaints · diversified mix (top product 30.6%) · top issue Improper use of your report.

98 CFPB complaints

Wallace Management Company, LLC: top product "Credit reporting or other personal consumer reports" is only 30.6% of 98 - multi-bucket mix. Timely 93.9% · relief 2%. Allegations, not findings.

  • Diversified product mix
  • +450% filings 2014 to 2026

CFPB relief outcome brief

CCDB company wallace-management-company-llc

2% relief · 93.9% timely · 98 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Cig Financial LLC (2% relief)

Wallace Management Company, …2%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Wallace Management Company, LLC and nearest filing-volume peers

Wallace Management Company, LLC closes 2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Wallace Management Company, LLC's 98 filings include narrative text

52% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 93.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Wallace Management Company, LLC complaint mix by product

Total complaints: 98

Wallace Management Company, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 98 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 30 complaints (30.9%), resolution 3.3% Credit reporting 30.9% Debt collection: 29 complaints (29.9%), resolution 0.0% Debt collection 29.9% Payday loan,: 19 complaints (19.6%), resolution 0.0% Payday loan, 19.6% Credit reporting,: 8 complaints (8.2%), resolution 12.5% Credit reporting, 8.2% Payday loan,: 8 complaints (8.2%), resolution 0.0% Payday loan, 8.2% Consumer Loan: 2 complaints (2.1%), resolution 0.0% Money transfer,: 1 complaints (1.0%), resolution 0.0%
  • Credit reporting 30 30.9% 3% relief
  • Debt collection 29 29.9% 0% relief
  • Payday loan, 19 19.6% 0% relief
  • Credit reporting, 8 8.2% 13% relief
  • Payday loan, 8 8.2% 0% relief
  • Consumer Loan 2 2.1% 0% relief
  • Money transfer, 1 1.0% 0% relief

How Wallace Management Company, LLC's 98 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 30
Debt collection 29
Payday loan, title loan, or personal loan 19
Credit reporting, credit repair services, or other personal consumer reports 8
Payday loan, title loan, personal loan, or advance loan 8
Consumer Loan 2
Money transfer, virtual currency, or money service 1
Student loan 1

Where Wallace Management Company, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
32.7% of this company's filings
MO32OK19TX17AL8TN5NM4LA2AR1

Wallace Management Company, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
11
+450% vs 2014
0510152025 201420152017201820192020202120222023202420252026 11

Top States

State Complaints
MO 32
OK 19
TX 17
AL 8
TN 5
NM 4
LA 2
AR 1
IN 1
FL 1
NV 1
PA 1
UT 1
IL 1
MD 1
CA 1

Top Issues

Issue Complaints
Improper use of your report 25
Struggling to pay your loan 11
Incorrect information on your report 10
Attempts to collect debt not owed 9
False statements or representation 7
Took or threatened to take negative or legal action 6
Problem when making payments 5
Problem with a company's investigation into an existing problem 5
Getting the loan 3
Charged fees or interest you didn't expect 3
Communication tactics 3
Problems when you are unable to pay 2
Threatened to contact someone or share information improperly 2
Problem with a credit reporting company's investigation into an existing problem 1
Electronic communications 1
Problem with fraud alerts or security freezes 1
Disclosure verification of debt 1
Problem with the payoff process at the end of the loan 1
Problem with customer service 1
Dealing with your lender or servicer 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2015 1 0%
2017 5 100%
2018 8 75%
2019 5 100%
2020 4 75%
2021 7 100%
2022 6 100%
2023 7 100%
2024 22 100%
2025 20 100%
2026 11 100%

Source: CFPB Consumer Complaint Database

Wallace Management Company, LLC spreads across product buckets

Wallace Management Company, LLC's 98 logged complaints stay concentrated: only 16 states show a filing. 52% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-05-28.

Wallace Management Company, LLC answers 93.9% of complaints inside the CFPB's tracked window and closes 98% with a written explanation. 2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wallace Management Company, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Wallace Management Company, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Wallace Management Company, LLC (93.9% timely; 2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix