CFPB · Single-product concentration

VIN Title LLC d/b/a Discount Title Loan

9 CFPB complaints · 77.8% in "Payday loan, title loan, personal loan, or advance loan" · top issue Charged fees or interest you didn't expect.

9 CFPB complaints

VIN Title LLC d/b/a Discount Title Loan: 77.8% of 9 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 88.9% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2024 to 2026

CFPB relief outcome brief

CCDB company vin-title-llc-d-b-a-discount-title-loan

0% relief · 88.9% timely · 9 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

VIN Title LLC d/b/a Discount…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among VIN Title LLC d/b/a Discount Title Loan and nearest filing-volume peers

VIN Title LLC d/b/a Discount Title Loan closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 88.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

VIN Title LLC d/b/a Discount Title Loan complaint mix by product

Total complaints: 9

VIN Title LLC d/b/a Discount Title Loan complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 7 complaints (77.8%), resolution 0.0% Payday loan, 77.8% Vehicle loan: 2 complaints (22.2%), resolution 0.0% Vehicle loan 22.2%
  • Payday loan, 7 77.8% 0% relief
  • Vehicle loan 2 22.2% 0% relief

How VIN Title LLC d/b/a Discount Title Loan's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 7
Vehicle loan or lease 2

VIN Title LLC d/b/a Discount Title Loan falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2024
1.522.533.544.5 202420252026 2

Top States

State Complaints
TX 9

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 3
Struggling to pay your loan 3
Repossession 2
Vehicle was repossessed or sold the vehicle 1

Yearly Trend

Year Complaints Timely
2024 3 66.7%
2025 4 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

VIN Title LLC d/b/a Discount Title Loan filings cluster in one product

VIN Title LLC d/b/a Discount Title Loan's 9 logged complaints stay concentrated: only 1 state shows a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-04-03.

VIN Title LLC d/b/a Discount Title Loan answers 88.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about VIN Title LLC d/b/a Discount Title Loan.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for VIN Title LLC d/b/a Discount Title Loan: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for VIN Title LLC d/b/a Discount Title Loan (88.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration