Total complaints
344
Filed since 2013
344 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
344 consumer complaints filed with the CFPB
This profile shows OLIPHANT FINANCIAL, LLC's complaint history from CFPB public records. 344 consumers have filed complaints since 2013. The company has a 88.4% timely response rate and has provided relief in 0% of cases.
Total complaints
344
Filed since 2013
Timely response
88.4%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How OLIPHANT FINANCIAL, LLC's 344 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 261 |
| Credit reporting or other personal consumer reports | 55 |
| Credit reporting, credit repair services, or other personal consumer reports | 17 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Credit card | 3 |
| Credit card or prepaid card | 1 |
| Debt or credit management | 1 |
| Payday loan, title loan, or personal loan | 1 |
| Payday loan | 1 |
| Student loan | 1 |
| State | Complaints |
|---|---|
| FL | 41 |
| NY | 33 |
| PA | 32 |
| TX | 30 |
| GA | 29 |
| CA | 28 |
| NJ | 16 |
| AL | 14 |
| IL | 13 |
| VA | 11 |
| MI | 9 |
| AZ | 9 |
| NC | 8 |
| MD | 8 |
| WI | 5 |
| SC | 5 |
| LA | 5 |
| TN | 5 |
| MN | 4 |
| OR | 4 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 111 |
| Written notification about debt | 46 |
| Incorrect information on your report | 39 |
| False statements or representation | 28 |
| Communication tactics | 25 |
| Took or threatened to take negative or legal action | 22 |
| Improper use of your report | 17 |
| Problem with a company's investigation into an existing problem | 15 |
| Cont'd attempts collect debt not owed | 11 |
| Improper contact or sharing of info | 6 |
| Threatened to contact someone or share information improperly | 5 |
| Disclosure verification of debt | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Electronic communications | 3 |
| Getting a credit card | 2 |
| Problem with the payoff process at the end of the loan | 1 |
| Other | 1 |
| Didn't provide services promised | 1 |
| Struggling to pay your loan | 1 |
| Received a loan I didn't apply for | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 50% |
| 2014 | 14 | 92.9% |
| 2015 | 12 | 100% |
| 2016 | 7 | 100% |
| 2017 | 5 | 80% |
| 2018 | 3 | 66.7% |
| 2019 | 9 | 88.9% |
| 2020 | 5 | 100% |
| 2021 | 6 | 100% |
| 2022 | 4 | 100% |
| 2023 | 76 | 98.7% |
| 2024 | 139 | 77.7% |
| 2025 | 60 | 96.7% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
OLIPHANT FINANCIAL, LLC has accumulated 344 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 118 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-03-24, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, OLIPHANT FINANCIAL, LLC reports a 88.4% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating OLIPHANT FINANCIAL, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
OLIPHANT FINANCIAL, LLC has received 344 consumer complaints filed with the Consumer Financial Protection Bureau.
OLIPHANT FINANCIAL, LLC has a 88.4% timely response rate to CFPB complaints.
The most common issue reported against OLIPHANT FINANCIAL, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.