2026 data Public-data reference. official source

OLIPHANT FINANCIAL, LLC

344 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

344 consumer complaints filed with the CFPB

This profile shows OLIPHANT FINANCIAL, LLC's complaint history from CFPB public records. 344 consumers have filed complaints since 2013. The company has a 88.4% timely response rate and has provided relief in 0% of cases.

344
Total Complaints
88.4%
Timely Response
2.6%
Disputed
0%
Relief Provided
40
States Active
2013
Since

Total complaints

344

Filed since 2013

Timely response

88.4%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 88.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

OLIPHANT FINANCIAL, LLC complaint mix by product

Total complaints: 344

OLIPHANT FINANCIAL, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 344 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 261 complaints (76.5%), resolution 0.0% Debt collection 76.5% Credit reporting: 55 complaints (16.1%), resolution 0.0% Credit reporting 16.1% Credit reporting,: 17 complaints (5.0%), resolution 0.0% Payday loan,: 3 complaints (0.9%), resolution 0.0% Credit card: 3 complaints (0.9%), resolution 0.0% Credit card: 1 complaints (0.3%), resolution 0.0% Debt or: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 261 76.5% 0% relief
  • Credit reporting 55 16.1% 0% relief
  • Credit reporting, 17 5.0% 0% relief
  • Payday loan, 3 0.9% 0% relief
  • Credit card 3 0.9% 0% relief
  • Credit card 1 0.3% 0% relief
  • Debt or 1 0.3% 0% relief

How OLIPHANT FINANCIAL, LLC's 344 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 261
Credit reporting or other personal consumer reports 55
Credit reporting, credit repair services, or other personal consumer reports 17
Payday loan, title loan, personal loan, or advance loan 3
Credit card 3
Credit card or prepaid card 1
Debt or credit management 1
Payday loan, title loan, or personal loan 1
Payday loan 1
Student loan 1

Top States

State Complaints
FL 41
NY 33
PA 32
TX 30
GA 29
CA 28
NJ 16
AL 14
IL 13
VA 11
MI 9
AZ 9
NC 8
MD 8
WI 5
SC 5
LA 5
TN 5
MN 4
OR 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 111
Written notification about debt 46
Incorrect information on your report 39
False statements or representation 28
Communication tactics 25
Took or threatened to take negative or legal action 22
Improper use of your report 17
Problem with a company's investigation into an existing problem 15
Cont'd attempts collect debt not owed 11
Improper contact or sharing of info 6
Threatened to contact someone or share information improperly 5
Disclosure verification of debt 4
Problem with a credit reporting company's investigation into an existing problem 3
Electronic communications 3
Getting a credit card 2
Problem with the payoff process at the end of the loan 1
Other 1
Didn't provide services promised 1
Struggling to pay your loan 1
Received a loan I didn't apply for 1

Yearly Trend

Year Complaints Timely
2013 4 50%
2014 14 92.9%
2015 12 100%
2016 7 100%
2017 5 80%
2018 3 66.7%
2019 9 88.9%
2020 5 100%
2021 6 100%
2022 4 100%
2023 76 98.7%
2024 139 77.7%
2025 60 96.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About OLIPHANT FINANCIAL, LLC

OLIPHANT FINANCIAL, LLC has accumulated 344 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 118 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, OLIPHANT FINANCIAL, LLC reports a 88.4% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating OLIPHANT FINANCIAL, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does OLIPHANT FINANCIAL, LLC have?

OLIPHANT FINANCIAL, LLC has received 344 consumer complaints filed with the Consumer Financial Protection Bureau.

Does OLIPHANT FINANCIAL, LLC respond to complaints on time?

OLIPHANT FINANCIAL, LLC has a 88.4% timely response rate to CFPB complaints.

What is the most common complaint about OLIPHANT FINANCIAL, LLC?

The most common issue reported against OLIPHANT FINANCIAL, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related