CFPB · Single-product concentration
Oliphant Financial, LLC
409 CFPB complaints · 73.1% in "Debt collection" · top issue Attempts to collect debt not owed.
Oliphant Financial, LLC: 73.1% of 409 CFPB complaints sit in "Debt collection". Timely 88.8% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1775% filings 2013 to 2025
CFPB relief outcome brief
CCDB company oliphant-financial-llc
0% relief · 88.8% timely · 409 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Oliphant Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Oliphant Financial, LLC's 409 filings include narrative text
44.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Oliphant Financial, LLC complaint mix by product
- Debt collection 299 73.6% – 0% relief
- Credit reporting 73 18.0% – 0% relief
- Credit reporting, 23 5.7% – 0% relief
- Payday loan, 4 1.0% – 0% relief
- Credit card 4 1.0% – 0% relief
- Payday loan, 2 0.5% – 0% relief
- Credit card 1 0.2% – 0% relief
How Oliphant Financial, LLC's 409 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 299 |
| Credit reporting or other personal consumer reports | 73 |
| Credit reporting, credit repair services, or other personal consumer reports | 23 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
| Credit card | 4 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card or prepaid card | 1 |
| Debt or credit management | 1 |
| Payday loan | 1 |
| Student loan | 1 |
Nationwide filing states for Oliphant Financial, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 12.2% of this company's filings
Oliphant Financial, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 75
- +1775% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 50 |
| NY | 38 |
| PA | 36 |
| TX | 36 |
| CA | 35 |
| GA | 34 |
| NJ | 18 |
| AL | 16 |
| IL | 14 |
| VA | 12 |
| MI | 11 |
| MD | 11 |
| AZ | 10 |
| NC | 8 |
| SC | 7 |
| AR | 5 |
| WI | 5 |
| LA | 5 |
| TN | 5 |
| MN | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 131 |
| Incorrect information on your report | 52 |
| Written notification about debt | 51 |
| False statements or representation | 32 |
| Took or threatened to take negative or legal action | 28 |
| Communication tactics | 26 |
| Improper use of your report | 23 |
| Problem with a company's investigation into an existing problem | 20 |
| Cont'd attempts collect debt not owed | 11 |
| Improper contact or sharing of info | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Threatened to contact someone or share information improperly | 5 |
| Disclosure verification of debt | 5 |
| Getting a credit card | 3 |
| Electronic communications | 3 |
| Problem with the payoff process at the end of the loan | 1 |
| Didn't provide services promised | 1 |
| Received a loan I didn't apply for | 1 |
| Other | 1 |
| Delinquent account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 50% |
| 2014 | 14 | 92.9% |
| 2015 | 12 | 100% |
| 2016 | 8 | 100% |
| 2017 | 7 | 85.7% |
| 2018 | 4 | 75% |
| 2019 | 10 | 90% |
| 2020 | 7 | 100% |
| 2021 | 9 | 100% |
| 2022 | 10 | 90% |
| 2023 | 89 | 98.9% |
| 2024 | 160 | 77.5% |
| 2025 | 75 | 97.3% |
Source: CFPB Consumer Complaint Database
Oliphant Financial, LLC filings cluster in one product
Oliphant Financial, LLC's 409 logged complaints reach a nationwide footprint - 42 states have at least one filing. 44.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-03-24.
Oliphant Financial, LLC answers 88.8% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oliphant Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Oliphant Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 409.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Oliphant Financial, LLC (88.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration