Oliphant Financial, LLC
409 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Oliphant Financial, LLC complaint mix by product
- Debt collection 299 73.6% – 0% relief
- Credit reporting 73 18.0% – 0% relief
- Credit reporting, 23 5.7% – 0% relief
- Payday loan, 4 1.0% – 0% relief
- Credit card 4 1.0% – 0% relief
- Payday loan, 2 0.5% – 0% relief
- Credit card 1 0.2% – 0% relief
How Oliphant Financial, LLC's 409 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 299 |
| Credit reporting or other personal consumer reports | 73 |
| Credit reporting, credit repair services, or other personal consumer reports | 23 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
| Credit card | 4 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card or prepaid card | 1 |
| Debt or credit management | 1 |
| Payday loan | 1 |
| Student loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 50 |
| NY | 38 |
| PA | 36 |
| TX | 36 |
| CA | 35 |
| GA | 34 |
| NJ | 18 |
| AL | 16 |
| IL | 14 |
| VA | 12 |
| MI | 11 |
| MD | 11 |
| AZ | 10 |
| NC | 8 |
| SC | 7 |
| AR | 5 |
| WI | 5 |
| LA | 5 |
| TN | 5 |
| MN | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 131 |
| Incorrect information on your report | 52 |
| Written notification about debt | 51 |
| False statements or representation | 32 |
| Took or threatened to take negative or legal action | 28 |
| Communication tactics | 26 |
| Improper use of your report | 23 |
| Problem with a company's investigation into an existing problem | 20 |
| Cont'd attempts collect debt not owed | 11 |
| Improper contact or sharing of info | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Threatened to contact someone or share information improperly | 5 |
| Disclosure verification of debt | 5 |
| Getting a credit card | 3 |
| Electronic communications | 3 |
| Problem with the payoff process at the end of the loan | 1 |
| Didn't provide services promised | 1 |
| Received a loan I didn't apply for | 1 |
| Other | 1 |
| Delinquent account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 50% |
| 2014 | 14 | 92.9% |
| 2015 | 12 | 100% |
| 2016 | 8 | 100% |
| 2017 | 7 | 85.7% |
| 2018 | 4 | 75% |
| 2019 | 10 | 90% |
| 2020 | 7 | 100% |
| 2021 | 9 | 100% |
| 2022 | 10 | 90% |
| 2023 | 89 | 98.9% |
| 2024 | 160 | 77.5% |
| 2025 | 75 | 97.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Oliphant Financial, LLC
Oliphant Financial, LLC's 409 logged complaints reach a nationwide footprint - 42 states have at least one filing on record. 44.7% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2025-03-24.
Oliphant Financial, LLC answers 88.8% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oliphant Financial, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Oliphant Financial, LLC have?
409, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Oliphant Financial, LLC respond to complaints on time?
88.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Oliphant Financial, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.