2026 data Public-data reference. official source

Veros Credit, LLC

503 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

503 consumer complaints filed with the CFPB

This profile shows Veros Credit, LLC's complaint history from CFPB public records. 503 consumers have filed complaints since 2015. The company has a 97.4% timely response rate and has provided relief in 1.2% of cases.

503
Total Complaints
97.4%
Timely Response
0.4%
Disputed
1.2%
Relief Provided
28
States Active
2015
Since

Total complaints

503

Filed since 2015

Timely response

97.4%

CFPB-tracked response window

Relief rate

1.2%

Closed with monetary or non-monetary relief

Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.2%
Industry median

Share closed with monetary or non-monetary relief.

Veros Credit, LLC complaint mix by product

Total complaints: 503

Veros Credit, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 503 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 181 complaints (36.3%), resolution 0.0% Credit reporting 36.3% Debt collection: 116 complaints (23.2%), resolution 0.9% Debt collection 23.2% Vehicle loan: 111 complaints (22.2%), resolution 1.8% Vehicle loan 22.2% Credit reporting,: 78 complaints (15.6%), resolution 3.8% Credit reporting, 15.6% Consumer Loan: 7 complaints (1.4%), resolution 0.0% Payday loan,: 4 complaints (0.8%), resolution 0.0% Credit card: 2 complaints (0.4%), resolution 0.0%
  • Credit reporting 181 36.3% 0% relief
  • Debt collection 116 23.2% 1% relief
  • Vehicle loan 111 22.2% 2% relief
  • Credit reporting, 78 15.6% 4% relief
  • Consumer Loan 7 1.4% 0% relief
  • Payday loan, 4 0.8% 0% relief
  • Credit card 2 0.4% 0% relief

How Veros Credit, LLC's 503 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 181
Debt collection 116
Vehicle loan or lease 111
Credit reporting, credit repair services, or other personal consumer reports 78
Consumer Loan 7
Payday loan, title loan, or personal loan 4
Credit card or prepaid card 2
Credit card 2
Bank account or service 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
CA 200
FL 86
TX 57
GA 46
NC 17
NV 17
AZ 12
CO 10
SC 10
NE 6
OH 5
TN 5
OK 5
VA 3
IN 3
IL 3
MO 3
NM 2
LA 2
AR 2

Top Issues

Issue Complaints
Incorrect information on your report 115
Improper use of your report 104
Attempts to collect debt not owed 42
Took or threatened to take negative or legal action 36
Managing the loan or lease 33
Problem with a company's investigation into an existing problem 30
Problem with a credit reporting company's investigation into an existing problem 25
Repossession 19
Getting a loan or lease 19
Struggling to pay your loan 19
Written notification about debt 15
False statements or representation 12
Problems at the end of the loan or lease 8
Communication tactics 5
Credit monitoring or identity theft protection services 3
Getting a credit card 2
Fraud or scam 2
Disclosure verification of debt 2
Problems when you are unable to pay 2
Threatened to contact someone or share information improperly 2

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 12 75%
2017 10 90%
2018 15 60%
2019 12 91.7%
2020 21 95.2%
2021 34 100%
2022 46 97.8%
2023 37 100%
2024 81 100%
2025 168 100%
2026 66 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Veros Credit, LLC

Veros Credit, LLC has accumulated 503 consumer complaints in the CFPB public database, with filings active across 28 U.S. states. Of those submissions, 161 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Veros Credit, LLC reports a 97.4% timely-response rate and has closed 98.8% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Veros Credit, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Veros Credit, LLC have?

Veros Credit, LLC has received 503 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Veros Credit, LLC respond to complaints on time?

Veros Credit, LLC has a 97.4% timely response rate to CFPB complaints.

What is the most common complaint about Veros Credit, LLC?

The most common issue reported against Veros Credit, LLC is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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