CFPB · Narrative-heavy record
Veros Credit, LLC
683 CFPB complaints · 42% with narratives · top issue Incorrect information on your report.
Veros Credit, LLC: 42% of 683 filings include consumer narratives. Timely 97.5% · relief 0.9% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- +6850% filings 2015 to 2026
CFPB relief outcome brief
CCDB company veros-credit-llc
0.9% relief · 97.5% timely · 683 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Self Financial Inc. (0.9% relief)
Veros Credit, LLC closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Veros Credit, LLC's 683 filings include narrative text
42% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Veros Credit, LLC complaint mix by product
- Credit reporting 245 36.1% – 0% relief
- Vehicle loan 188 27.7% – 1% relief
- Debt collection 139 20.5% – 1% relief
- Credit reporting, 92 13.5% – 3% relief
- Consumer Loan 9 1.3% – 0% relief
- Payday loan, 4 0.6% – 0% relief
- Credit card 2 0.3% – 0% relief
How Veros Credit, LLC's 683 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 245 |
| Vehicle loan or lease | 188 |
| Debt collection | 139 |
| Credit reporting, credit repair services, or other personal consumer reports | 92 |
| Consumer Loan | 9 |
| Payday loan, title loan, or personal loan | 4 |
| Credit card | 2 |
| Credit card or prepaid card | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Bank account or service | 1 |
Where Veros Credit, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 38.5% of this company's filings
Veros Credit, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 139
- +6850% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 263 |
| FL | 118 |
| TX | 84 |
| GA | 54 |
| NV | 24 |
| NC | 22 |
| SC | 19 |
| AZ | 19 |
| CO | 17 |
| TN | 7 |
| OK | 6 |
| NE | 6 |
| MO | 5 |
| LA | 5 |
| OH | 5 |
| IL | 4 |
| IN | 4 |
| NM | 3 |
| VA | 3 |
| UT | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 156 |
| Improper use of your report | 128 |
| Managing the loan or lease | 65 |
| Attempts to collect debt not owed | 52 |
| Problem with a company's investigation into an existing problem | 45 |
| Took or threatened to take negative or legal action | 42 |
| Repossession | 41 |
| Getting a loan or lease | 29 |
| Problem with a credit reporting company's investigation into an existing problem | 26 |
| Struggling to pay your loan | 23 |
| False statements or representation | 16 |
| Written notification about debt | 16 |
| Problems at the end of the loan or lease | 15 |
| Communication tactics | 7 |
| Credit monitoring or identity theft protection services | 3 |
| Problems when you are unable to pay | 3 |
| Getting a credit card | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Disclosure verification of debt | 2 |
| Fraud or scam | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 13 | 69.2% |
| 2017 | 13 | 92.3% |
| 2018 | 20 | 60% |
| 2019 | 15 | 86.7% |
| 2020 | 24 | 95.8% |
| 2021 | 36 | 100% |
| 2022 | 58 | 98.3% |
| 2023 | 49 | 100% |
| 2024 | 103 | 100% |
| 2025 | 211 | 100% |
| 2026 | 139 | 100% |
Source: CFPB Consumer Complaint Database
Veros Credit, LLC's narrative-rich complaint ledger
Veros Credit, LLC's 683 logged complaints stay concentrated: only 29 states show a filing. 42% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-25.
Veros Credit, LLC answers 97.5% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Veros Credit, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Veros Credit, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 683.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Veros Credit, LLC (97.5% timely; 0.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record