CFPB · Single-product concentration
MacDowell & Associates, Ltd.
81 CFPB complaints · 84% in "Debt collection" · top issue Took or threatened to take negative or legal action.
MacDowell & Associates, Ltd.: 84% of 81 CFPB complaints sit in "Debt collection". Timely 98.8% · relief 13.6%. Allegations, not findings.
- Single-product concentration
- -40% filings 2013 to 2026
CFPB relief outcome brief
CCDB company macdowell-associates-ltd
13.6% relief · 98.8% timely · 81 filings · Debt collection
Same-product relief peers
Nearest relief peer: United Accounts, Inc. (13.6% relief)
MacDowell & Associates, Ltd. closes 13.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of MacDowell & Associates, Ltd.'s 81 filings include narrative text
49.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
MacDowell & Associates, Ltd. complaint mix by product
- Debt collection 68 84.0% – 16% relief
- Credit reporting, 5 6.2% – 0% relief
- Credit reporting 3 3.7% – 0% relief
- Vehicle loan 3 3.7% – 0% relief
- Consumer Loan 2 2.5% – 0% relief
How MacDowell & Associates, Ltd.'s 81 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 68 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 3 |
| Vehicle loan or lease | 3 |
| Consumer Loan | 2 |
Where MacDowell & Associates, Ltd. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 38.3% of this company's filings
MacDowell & Associates, Ltd. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -40% vs 2013
Top States
| State | Complaints |
|---|---|
| GA | 31 |
| CA | 31 |
| AL | 15 |
| NY | 1 |
| UT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 20 |
| Attempts to collect debt not owed | 9 |
| False statements or representation | 8 |
| Communication tactics | 8 |
| Written notification about debt | 7 |
| Cont'd attempts collect debt not owed | 6 |
| Taking/threatening an illegal action | 5 |
| Incorrect information on your report | 3 |
| Improper use of your report | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Disclosure verification of debt | 2 |
| Struggling to pay your loan | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Managing the loan or lease | 1 |
| Problems when you are unable to pay | 1 |
| Improper contact or sharing of info | 1 |
| Problems at the end of the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 7 | 100% |
| 2015 | 5 | 100% |
| 2016 | 7 | 85.7% |
| 2017 | 8 | 100% |
| 2018 | 9 | 100% |
| 2019 | 7 | 100% |
| 2020 | 8 | 100% |
| 2021 | 3 | 100% |
| 2022 | 6 | 100% |
| 2023 | 5 | 100% |
| 2024 | 3 | 100% |
| 2025 | 5 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
MacDowell & Associates, Ltd. filings cluster in one product
MacDowell & Associates, Ltd.'s 81 logged complaints stay concentrated: only 5 states show a filing. 49.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-26.
MacDowell & Associates, Ltd. answers 98.8% of complaints inside the CFPB's tracked window and closes 86.4% with a written explanation. 13.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MacDowell & Associates, Ltd..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for MacDowell & Associates, Ltd.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 81.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for MacDowell & Associates, Ltd. (98.8% timely; 13.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration