Total complaints
64
Filed since 2013
64 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
64 consumer complaints filed with the CFPB
This profile shows MacDowell & Associates, Ltd.'s complaint history from CFPB public records. 64 consumers have filed complaints since 2013. The company has a 98.4% timely response rate and has provided relief in 14.1% of cases.
Total complaints
64
Filed since 2013
Timely response
98.4%
CFPB-tracked response window
Relief rate
14.1%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How MacDowell & Associates, Ltd.'s 64 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 54 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Vehicle loan or lease | 3 |
| Consumer Loan | 2 |
| Credit reporting or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| CA | 26 |
| GA | 24 |
| AL | 10 |
| UT | 1 |
| NY | 1 |
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 16 |
| Attempts to collect debt not owed | 8 |
| Communication tactics | 7 |
| Cont'd attempts collect debt not owed | 6 |
| Written notification about debt | 5 |
| Taking/threatening an illegal action | 4 |
| False statements or representation | 4 |
| Improper use of your report | 2 |
| Incorrect information on your report | 2 |
| Struggling to pay your loan | 2 |
| Disclosure verification of debt | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Problems when you are unable to pay | 1 |
| Problems at the end of the loan or lease | 1 |
| Managing the loan or lease | 1 |
| Improper contact or sharing of info | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 5 | 100% |
| 2014 | 7 | 100% |
| 2015 | 5 | 100% |
| 2016 | 5 | 80% |
| 2017 | 7 | 100% |
| 2018 | 7 | 100% |
| 2019 | 7 | 100% |
| 2020 | 7 | 100% |
| 2021 | 2 | 100% |
| 2022 | 5 | 100% |
| 2023 | 3 | 100% |
| 2024 | 2 | 100% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
MacDowell & Associates, Ltd. has accumulated 64 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 26 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2025-12-19, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, MacDowell & Associates, Ltd. reports a 98.4% timely-response rate and has closed 85.9% of cases with a written explanation to the consumer. 14.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 14.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating MacDowell & Associates, Ltd.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
MacDowell & Associates, Ltd. has received 64 consumer complaints filed with the Consumer Financial Protection Bureau.
MacDowell & Associates, Ltd. has a 98.4% timely response rate to CFPB complaints.
The most common issue reported against MacDowell & Associates, Ltd. is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.