2026 data Public-data reference. official source

ULRS, Inc.

99 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

99 consumer complaints filed with the CFPB

This profile shows ULRS, Inc.'s complaint history from CFPB public records. 99 consumers have filed complaints since 2015. The company has a 68.7% timely response rate and has provided relief in 3% of cases.

99
Total Complaints
68.7%
Timely Response
2%
Disputed
3%
Relief Provided
20
States Active
2015
Since

Total complaints

99

Filed since 2015

Timely response

68.7%

CFPB-tracked response window

Relief rate

3%

Closed with monetary or non-monetary relief

Timely response rate 68.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.0%
Industry median

Share closed with monetary or non-monetary relief.

ULRS, Inc. complaint mix by product

Total complaints: 99

ULRS, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 99 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 84 complaints (84.8%), resolution 3.6% Debt collection 84.8% Credit reporting: 10 complaints (10.1%), resolution 0.0% Credit reporting 10.1% Credit reporting,: 5 complaints (5.1%), resolution 0.0%
  • Debt collection 84 84.8% 4% relief
  • Credit reporting 10 10.1% 0% relief
  • Credit reporting, 5 5.1% 0% relief

How ULRS, Inc.'s 99 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 84
Credit reporting or other personal consumer reports 10
Credit reporting, credit repair services, or other personal consumer reports 5

Top States

State Complaints
CA 44
FL 7
AZ 6
GA 5
TX 5
OH 4
SC 4
PA 4
SD 3
NC 2
CO 2
IL 2
ND 2
LA 2
NE 1
TN 1
NJ 1
MI 1
NY 1
HI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 30
Took or threatened to take negative or legal action 19
Communication tactics 12
False statements or representation 11
Incorrect information on your report 9
Cont'd attempts collect debt not owed 4
Written notification about debt 4
Improper use of your report 3
Threatened to contact someone or share information improperly 2
Disclosure verification of debt 2
Problem with a credit reporting company's investigation into an existing problem 2
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2015 7 100%
2016 2 100%
2017 3 100%
2018 9 66.7%
2019 5 100%
2020 6 100%
2021 4 100%
2022 4 75%
2023 9 77.8%
2024 10 50%
2025 21 85.7%
2026 19 10.5%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ULRS, Inc.

ULRS, Inc. has accumulated 99 consumer complaints in the CFPB public database, with filings active across 20 U.S. states. Of those submissions, 34 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ULRS, Inc. reports a 68.7% timely-response rate and has closed 77.8% of cases with a written explanation to the consumer. 3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ULRS, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ULRS, Inc. have?

ULRS, Inc. has received 99 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ULRS, Inc. respond to complaints on time?

ULRS, Inc. has a 68.7% timely response rate to CFPB complaints.

What is the most common complaint about ULRS, Inc.?

The most common issue reported against ULRS, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related