CFPB · Single-product concentration
Union Credit, Inc.
5 CFPB complaints · 80% in "Credit reporting or other personal consumer reports" · top issue Improper use of your report.
Union Credit, Inc.: 80% of 5 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +200% filings 2024 to 2026
CFPB relief outcome brief
CCDB company union-credit-inc
0% relief · 100% timely · 5 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Union Credit, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Union Credit, Inc. complaint mix by product
- Credit reporting 4 80.0% – 0% relief
- Debt collection 1 20.0% – 0% relief
How Union Credit, Inc.'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 4 |
| Debt collection | 1 |
Where Union Credit, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- KS
- 20% of this company's filings
Union Credit, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2024
Top States
| State | Complaints |
|---|---|
| KS | 1 |
| NY | 1 |
| NC | 1 |
| TX | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 4 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 1 | 100% |
| 2025 | 1 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
Union Credit, Inc. filings cluster in one product
Union Credit, Inc.'s 5 logged complaints stay concentrated: only 5 states show a filing. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-11.
Union Credit, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Union Credit, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Union Credit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Union Credit, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration