CFPB · Single-product concentration

U.S. Collections West, Inc.

415 CFPB complaints · 89.2% in "Debt collection" · top issue Attempts to collect debt not owed.

415 CFPB complaints

U.S. Collections West, Inc.: 89.2% of 415 CFPB complaints sit in "Debt collection". Timely 97.8% · relief 2.4%. Allegations, not findings.

  • Single-product concentration
  • +500% filings 2013 to 2026

CFPB relief outcome brief

CCDB company u-s-collections-west-inc

2.4% relief · 97.8% timely · 415 filings · Debt collection

Nearest relief peer: 2288984 Ontario Inc. (2.4% relief)

U.S. Collections West, Inc. …2.4%Complete Credit Solutions, I…0.5%Lloyd & McDaniel, PLC1.4%Account Control Technology, …52.7%Trustmark Corporation0.7%
Closed-with-relief % among U.S. Collections West, Inc. and nearest filing-volume peers

U.S. Collections West, Inc. closes 2.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of U.S. Collections West, Inc.'s 415 filings include narrative text

46.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

U.S. Collections West, Inc. complaint mix by product

Total complaints: 415

U.S. Collections West, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 415 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 370 complaints (89.2%), resolution 2.4% Debt collection 89.2% Credit reporting,: 27 complaints (6.5%), resolution 3.7% Credit reporting, 6.5% Credit reporting: 17 complaints (4.1%), resolution 0.0% Credit reporting: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 370 89.2% 2% relief
  • Credit reporting, 27 6.5% 4% relief
  • Credit reporting 17 4.1% 0% relief
  • Credit reporting 1 0.2% 0% relief

How U.S. Collections West, Inc.'s 415 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 370
Credit reporting, credit repair services, or other personal consumer reports 27
Credit reporting or other personal consumer reports 17
Credit reporting 1

Concentrated filing states for U.S. Collections West, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AZ
69.6% of this company's filings
AZ289CA35IL10NV9TX8MI5FL5NM5

U.S. Collections West, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
30
+500% vs 2013
020406080 20132015201720192021202320252026 30

Top States

State Complaints
AZ 289
CA 35
IL 10
NV 9
TX 8
MI 5
FL 5
NM 5
GA 4
VA 4
HI 4
ID 3
MN 3
PA 3
CO 3
LA 3
MO 2
MA 2
KS 1
WA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 99
False statements or representation 85
Took or threatened to take negative or legal action 55
Written notification about debt 47
Cont'd attempts collect debt not owed 34
Communication tactics 28
Incorrect information on your report 17
Improper use of your report 15
Disclosure verification of debt 14
Problem with a credit reporting company's investigation into an existing problem 10
Improper contact or sharing of info 4
Threatened to contact someone or share information improperly 3
Problem with a company's investigation into an existing problem 2
Incorrect information on credit report 1
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 12 100%
2015 31 100%
2016 27 92.6%
2017 24 91.7%
2018 33 93.9%
2019 39 94.9%
2020 25 100%
2021 26 96.2%
2022 20 100%
2023 31 100%
2024 38 100%
2025 74 100%
2026 30 100%

Source: CFPB Consumer Complaint Database

U.S. Collections West, Inc. filings cluster in one product

U.S. Collections West, Inc.'s 415 logged complaints stay concentrated: only 33 states show a filing. 46.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-01.

U.S. Collections West, Inc. answers 97.8% of complaints inside the CFPB's tracked window and closes 97.6% with a written explanation. 2.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about U.S. Collections West, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for U.S. Collections West, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for U.S. Collections West, Inc. (97.8% timely; 2.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration