CFPB · Single-product concentration

Account Control Technology, Inc.

414 CFPB complaints · 79% in "Debt collection" · top issue Communication tactics.

414 CFPB complaints

Account Control Technology, Inc.: 79% of 414 CFPB complaints sit in "Debt collection". Timely 99.5% · relief 52.7%. Allegations, not findings.

  • Single-product concentration
  • -95.8% filings 2013 to 2026

CFPB relief outcome brief

CCDB company account-control-technology-inc

52.7% relief · 99.5% timely · 414 filings · Debt collection

Nearest relief peer: Ascension Point Recovery Services, LLC (52.7% relief)

Account Control Technology, …52.7%Trustmark Corporation0.7%U.S. Collections West, Inc.2.4%Complete Credit Solutions, I…0.5%Lloyd & McDaniel, PLC1.4%
Closed-with-relief % among Account Control Technology, Inc. and nearest filing-volume peers

Account Control Technology, Inc. closes 52.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Account Control Technology, Inc.'s 414 filings include narrative text

41.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 52.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Account Control Technology, Inc. complaint mix by product

Total complaints: 414

Account Control Technology, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 414 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 327 complaints (79.0%), resolution 54.1% Debt collection 79.0% Student loan: 64 complaints (15.5%), resolution 62.5% Student loan 15.5% Credit reporting,: 22 complaints (5.3%), resolution 4.5% Money transfer,: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 327 79.0% 54% relief
  • Student loan 64 15.5% 63% relief
  • Credit reporting, 22 5.3% 5% relief
  • Money transfer, 1 0.2% 0% relief

How Account Control Technology, Inc.'s 414 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 327
Student loan 64
Credit reporting, credit repair services, or other personal consumer reports 22
Money transfer, virtual currency, or money service 1

Nationwide filing states for Account Control Technology, Inc.

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
11.8% of this company's filings
CA49GA39TX39FL38NY22PA20IL17MI17

Account Control Technology, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-95.8% vs 2013
020406080100 2013201520172019202120232026 1

Top States

State Complaints
CA 49
GA 39
TX 39
FL 38
NY 22
PA 20
IL 17
MI 17
OH 15
NC 12
IN 12
TN 11
MD 11
AZ 10
VA 10
MA 8
AL 6
LA 6
NJ 6
OR 5

Top Issues

Issue Complaints
Communication tactics 71
Attempts to collect debt not owed 60
Written notification about debt 43
False statements or representation 36
Cont'd attempts collect debt not owed 36
Dealing with my lender or servicer 31
Improper contact or sharing of info 29
Disclosure verification of debt 22
Dealing with your lender or servicer 21
Threatened to contact someone or share information improperly 12
Took or threatened to take negative or legal action 11
Incorrect information on your report 10
Problem with a credit reporting company's investigation into an existing problem 9
Taking/threatening an illegal action 7
Struggling to repay your loan 7
Can't repay my loan 4
Improper use of your report 3
Getting a loan 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2013 24 100%
2014 46 100%
2015 40 100%
2016 54 100%
2017 79 100%
2018 55 100%
2019 32 100%
2020 20 100%
2021 27 100%
2022 31 93.5%
2023 4 100%
2024 1 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Account Control Technology, Inc. filings cluster in one product

Account Control Technology, Inc.'s 414 logged complaints reach a nationwide footprint - 47 states have at least one filing. 41.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-08.

Account Control Technology, Inc. answers 99.5% of complaints inside the CFPB's tracked window and closes 45.2% with a written explanation. 52.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Account Control Technology, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Account Control Technology, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Account Control Technology, Inc. (99.5% timely; 52.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration