CFPB · Narrative-heavy record
2288984 Ontario Inc.
457 CFPB complaints · 49.2% with narratives · top issue Took or threatened to take negative or legal action.
2288984 Ontario Inc.: 49.2% of 457 filings include consumer narratives. Timely 99.3% · relief 2.4% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +2933.3% filings 2014 to 2026
CFPB relief outcome brief
CCDB company 2288984-ontario-inc
2.4% relief · 99.3% timely · 457 filings · Debt collection
Same-product relief peers
Nearest relief peer: U.S. Collections West, Inc. (2.4% relief)
2288984 Ontario Inc. closes 2.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of 2288984 Ontario Inc.'s 457 filings include narrative text
49.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
2288984 Ontario Inc. complaint mix by product
- Debt collection 194 42.5% – 1% relief
- Payday loan, 99 21.7% – 0% relief
- Credit reporting 68 14.9% – 0% relief
- Payday loan, 66 14.5% – 0% relief
- Payday loan 17 3.7% – 41% relief
- Credit reporting, 8 1.8% – 0% relief
- Consumer Loan 4 0.9% – 75% relief
How 2288984 Ontario Inc.'s 457 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 194 |
| Payday loan, title loan, personal loan, or advance loan | 99 |
| Credit reporting or other personal consumer reports | 68 |
| Payday loan, title loan, or personal loan | 66 |
| Payday loan | 17 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Consumer Loan | 4 |
| Money transfer, virtual currency, or money service | 1 |
Nationwide filing states for 2288984 Ontario Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 17.3% of this company's filings
2288984 Ontario Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 91
- +2933.3% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 79 |
| TX | 74 |
| OH | 48 |
| MI | 37 |
| AZ | 29 |
| TN | 18 |
| MD | 17 |
| CA | 14 |
| AR | 14 |
| IN | 12 |
| AL | 10 |
| MN | 9 |
| LA | 9 |
| KS | 8 |
| MO | 7 |
| MS | 7 |
| WI | 6 |
| NJ | 5 |
| HI | 4 |
| DE | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 69 |
| Charged fees or interest you didn't expect | 68 |
| Struggling to pay your loan | 42 |
| Attempts to collect debt not owed | 37 |
| Incorrect information on your report | 35 |
| Communication tactics | 29 |
| Improper use of your report | 25 |
| False statements or representation | 22 |
| Threatened to contact someone or share information improperly | 20 |
| Problem with a company's investigation into an existing problem | 13 |
| Problem with the payoff process at the end of the loan | 13 |
| Written notification about debt | 10 |
| Problem when making payments | 10 |
| Charged fees or interest I didn't expect | 10 |
| Getting a line of credit | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Can't stop withdrawals from your bank account | 4 |
| Can't contact lender | 4 |
| Managing the loan or lease | 4 |
| Problem with additional add-on products or services | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 66.7% |
| 2015 | 6 | 100% |
| 2016 | 17 | 100% |
| 2017 | 22 | 100% |
| 2018 | 28 | 100% |
| 2019 | 24 | 100% |
| 2020 | 21 | 100% |
| 2021 | 26 | 100% |
| 2022 | 13 | 100% |
| 2023 | 26 | 100% |
| 2024 | 56 | 100% |
| 2025 | 124 | 100% |
| 2026 | 91 | 97.8% |
Source: CFPB Consumer Complaint Database
2288984 Ontario Inc.'s narrative-rich complaint ledger
2288984 Ontario Inc.'s 457 logged complaints reach a nationwide footprint - 41 states have at least one filing. 49.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-24.
2288984 Ontario Inc. answers 99.3% of complaints inside the CFPB's tracked window and closes 96.5% with a written explanation. 2.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about 2288984 Ontario Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for 2288984 Ontario Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 457.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for 2288984 Ontario Inc. (99.3% timely; 2.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record