CFPB · Single-product concentration

Tri-State Adjustments, Inc.

96 CFPB complaints · 91.7% in "Debt collection" · top issue Attempts to collect debt not owed.

96 CFPB complaints

Tri-State Adjustments, Inc.: 91.7% of 96 CFPB complaints sit in "Debt collection". Timely 91.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2013 to 2026

CFPB relief outcome brief

CCDB company tri-state-adjustments-inc

0% relief · 91.7% timely · 96 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Tri-State Adjustments, Inc. …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Tri-State Adjustments, Inc. and nearest filing-volume peers

Tri-State Adjustments, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Tri-State Adjustments, Inc.'s 96 filings include narrative text

47.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 91.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Tri-State Adjustments, Inc. complaint mix by product

Total complaints: 96

Tri-State Adjustments, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 96 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 88 complaints (91.7%), resolution 0.0% Debt collection 91.7% Credit reporting,: 4 complaints (4.2%), resolution 0.0% Credit reporting: 3 complaints (3.1%), resolution 0.0% Consumer Loan: 1 complaints (1.0%), resolution 0.0%
  • Debt collection 88 91.7% 0% relief
  • Credit reporting, 4 4.2% 0% relief
  • Credit reporting 3 3.1% 0% relief
  • Consumer Loan 1 1.0% 0% relief

How Tri-State Adjustments, Inc.'s 96 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 88
Credit reporting, credit repair services, or other personal consumer reports 4
Credit reporting or other personal consumer reports 3
Consumer Loan 1

Where Tri-State Adjustments, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
14.6% of this company's filings
WI14CA10FL7NY7TX6IA5NC4IL4

Tri-State Adjustments, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2013
05101520 20132015201720192021202320252026 2

Top States

State Complaints
WI 14
CA 10
FL 7
NY 7
TX 6
IA 5
NC 4
IL 4
MN 4
GA 3
NJ 3
CO 3
SC 3
AZ 3
MD 2
PA 2
MI 2
WA 1
ND 1
SD 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 30
Cont'd attempts collect debt not owed 15
Written notification about debt 14
Disclosure verification of debt 10
False statements or representation 9
Communication tactics 6
Incorrect information on your report 4
Took or threatened to take negative or legal action 3
Improper use of your report 2
Electronic communications 1
Managing the loan or lease 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 9 100%
2015 12 91.7%
2016 4 100%
2017 10 100%
2018 6 100%
2019 5 80%
2020 4 100%
2021 3 100%
2022 8 75%
2023 4 100%
2024 11 81.8%
2025 15 86.7%
2026 2 100%

Source: CFPB Consumer Complaint Database

Tri-State Adjustments, Inc. filings cluster in one product

Tri-State Adjustments, Inc.'s 96 logged complaints stay concentrated: only 30 states show a filing. 47.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-02-01.

Tri-State Adjustments, Inc. answers 91.7% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tri-State Adjustments, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Tri-State Adjustments, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Tri-State Adjustments, Inc. (91.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration