2026 data Public-data reference Official source

Transfinancial Companies, Inc

410 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

410
Total Complaints
99%
Timely Response
0%
Disputed
0.2%
Relief Provided
19
States Active
2014
Since

Data updated June 2026

Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median

Share closed with monetary or non-monetary relief.

Transfinancial Companies, Inc complaint mix by product

Total complaints: 410

Transfinancial Companies, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 410 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 325 complaints (79.3%), resolution 0.3% Debt collection 79.3% Credit reporting,: 60 complaints (14.6%), resolution 0.0% Credit reporting, 14.6% Credit reporting: 24 complaints (5.9%), resolution 0.0% Credit reporting: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 325 79.3% 0% relief
  • Credit reporting, 60 14.6% 0% relief
  • Credit reporting 24 5.9% 0% relief
  • Credit reporting 1 0.2% 0% relief

How Transfinancial Companies, Inc's 410 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 325
Credit reporting, credit repair services, or other personal consumer reports 60
Credit reporting or other personal consumer reports 24
Credit reporting 1

Top States

State Complaints
LA 312
TX 42
FL 18
GA 7
MS 5
AL 5
IN 3
PA 2
NM 2
OH 1
AZ 1
CA 1
OK 1
ID 1
NJ 1
NV 1
NC 1
IL 1
TN 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 128
Written notification about debt 98
Incorrect information on your report 43
Problem with a credit reporting company's investigation into an existing problem 26
False statements or representation 26
Took or threatened to take negative or legal action 21
Cont'd attempts collect debt not owed 19
Communication tactics 15
Improper use of your report 12
Disclosure verification of debt 11
Threatened to contact someone or share information improperly 4
Problem with a company's investigation into an existing problem 3
Improper contact or sharing of info 3
Incorrect information on credit report 1

Yearly Trend

Year Complaints Timely
2014 11 81.8%
2015 14 100%
2016 9 100%
2017 21 100%
2018 40 100%
2019 39 100%
2020 34 100%
2021 51 100%
2022 33 100%
2023 24 100%
2024 39 94.9%
2025 58 100%
2026 37 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Transfinancial Companies, Inc

Transfinancial Companies, Inc's 410 logged complaints stay concentrated: only 19 states show a filing on record. Only 37.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2014 through 2026-06-20.

Transfinancial Companies, Inc answers 99% of complaints inside the CFPB's tracked window and closes 96.1% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Transfinancial Companies, Inc.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Transfinancial Companies, Inc have?

410, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Transfinancial Companies, Inc respond to complaints on time?

99% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Transfinancial Companies, Inc?

"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.