CFPB · Single-product concentration
Transfinancial Companies, Inc
410 CFPB complaints · 79.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Transfinancial Companies, Inc: 79.3% of 410 CFPB complaints sit in "Debt collection". Timely 99% · relief 0.2%. Allegations, not findings.
- Single-product concentration
- +236.4% filings 2014 to 2026
CFPB relief outcome brief
CCDB company transfinancial-companies-inc
0.2% relief · 99% timely · 410 filings · Debt collection
Same-product relief peers
Nearest relief peer: NCB Management Services Inc. (0.2% relief)
Transfinancial Companies, Inc closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Transfinancial Companies, Inc scores strongest on timely response (98/100 percentile-benchmarked) and weakest on relief provided (1/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
1 / 100 percentile-benchmarked
0.2% of complaints closed with relief to the consumer
Timely response
98 / 100 percentile-benchmarked
99% of complaints answered inside the CFPB 15-day window
Closed with explanation
93 / 100 percentile-benchmarked
96.1% of complaints closed with an explanation to the consumer
How 410 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Transfinancial Companies, Inc complaint mix by product
- Debt collection 325 79.3% – 0% relief
- Credit reporting, 60 14.6% – 0% relief
- Credit reporting 24 5.9% – 0% relief
- Credit reporting 1 0.2% – 0% relief
How Transfinancial Companies, Inc's 410 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 325 |
| Credit reporting, credit repair services, or other personal consumer reports | 60 |
| Credit reporting or other personal consumer reports | 24 |
| Credit reporting | 1 |
Concentrated filing states for Transfinancial Companies, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- LA
- 76.1% of this company's filings
Transfinancial Companies, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 37
- +236.4% vs 2014
Top States
| State | Complaints |
|---|---|
| LA | 312 |
| TX | 42 |
| FL | 18 |
| GA | 7 |
| MS | 5 |
| AL | 5 |
| IN | 3 |
| PA | 2 |
| NM | 2 |
| OH | 1 |
| AZ | 1 |
| CA | 1 |
| OK | 1 |
| ID | 1 |
| NJ | 1 |
| NV | 1 |
| NC | 1 |
| IL | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 128 |
| Written notification about debt | 98 |
| Incorrect information on your report | 43 |
| Problem with a credit reporting company's investigation into an existing problem | 26 |
| False statements or representation | 26 |
| Took or threatened to take negative or legal action | 21 |
| Cont'd attempts collect debt not owed | 19 |
| Communication tactics | 15 |
| Improper use of your report | 12 |
| Disclosure verification of debt | 11 |
| Threatened to contact someone or share information improperly | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Improper contact or sharing of info | 3 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 11 | 81.8% |
| 2015 | 14 | 100% |
| 2016 | 9 | 100% |
| 2017 | 21 | 100% |
| 2018 | 40 | 100% |
| 2019 | 39 | 100% |
| 2020 | 34 | 100% |
| 2021 | 51 | 100% |
| 2022 | 33 | 100% |
| 2023 | 24 | 100% |
| 2024 | 39 | 94.9% |
| 2025 | 58 | 100% |
| 2026 | 37 | 100% |
Source: CFPB Consumer Complaint Database
Transfinancial Companies, Inc filings cluster in one product
Transfinancial Companies, Inc's 410 logged complaints stay concentrated: only 19 states show a filing. Only 37.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-20.
Transfinancial Companies, Inc answers 99% of complaints inside the CFPB's tracked window and closes 96.1% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Transfinancial Companies, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Transfinancial Companies, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 410.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Transfinancial Companies, Inc (99% timely; 0.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration