CFPB · Single-product concentration
Transcontinental Credit & Collection Corp
53 CFPB complaints · 75.5% in "Debt collection" · top issue Attempts to collect debt not owed.
Transcontinental Credit & Collection Corp: 75.5% of 53 CFPB complaints sit in "Debt collection". Timely 52.8% · relief 1.9%. Allegations, not findings.
- Single-product concentration
- +600% filings 2014 to 2022
CFPB relief outcome brief
CCDB company transcontinental-credit-collection-corp
1.9% relief · 52.8% timely · 53 filings · Debt collection
Same-product relief peers
Nearest relief peer: Capital Accounts, LLC (1.9% relief)
Transcontinental Credit & Collection Corp closes 1.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Transcontinental Credit & Collection Corp scores strongest on closed with explanation (90/100 percentile-benchmarked) and weakest on relief provided (9/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
9 / 100 percentile-benchmarked
1.9% of complaints closed with relief to the consumer
Timely response
17 / 100 percentile-benchmarked
52.8% of complaints answered inside the CFPB 15-day window
Closed with explanation
90 / 100 percentile-benchmarked
94.3% of complaints closed with an explanation to the consumer
Most of Transcontinental Credit & Collection Corp's 53 filings include narrative text
43.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Transcontinental Credit & Collection Corp complaint mix by product
- Debt collection 40 75.5% – 3% relief
- Credit reporting, 13 24.5% – 0% relief
How Transcontinental Credit & Collection Corp's 53 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 40 |
| Credit reporting, credit repair services, or other personal consumer reports | 13 |
Concentrated filing states for Transcontinental Credit & Collection Corp
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 45.3% of this company's filings
Transcontinental Credit & Collection Corp rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 7
- +600% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 24 |
| CT | 8 |
| NJ | 5 |
| PA | 3 |
| TN | 2 |
| TX | 2 |
| MA | 1 |
| FL | 1 |
| OH | 1 |
| MO | 1 |
| NC | 1 |
| AL | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 14 |
| Incorrect information on your report | 8 |
| Disclosure verification of debt | 5 |
| Communication tactics | 5 |
| Written notification about debt | 5 |
| Improper contact or sharing of info | 3 |
| Cont'd attempts collect debt not owed | 3 |
| False statements or representation | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Took or threatened to take negative or legal action | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Unable to get your credit report or credit score | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 4 | 25% |
| 2016 | 6 | 0% |
| 2017 | 9 | 0% |
| 2018 | 8 | 100% |
| 2019 | 5 | 100% |
| 2020 | 7 | 42.9% |
| 2021 | 6 | 83.3% |
| 2022 | 7 | 85.7% |
Source: CFPB Consumer Complaint Database
Transcontinental Credit & Collection Corp filings cluster in one product
Transcontinental Credit & Collection Corp's 53 logged complaints stay concentrated: only 13 states show a filing. 43.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2022-05-30.
Transcontinental Credit & Collection Corp answers 52.8% of complaints inside the CFPB's tracked window and closes 94.3% with a written explanation. 1.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Transcontinental Credit & Collection Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Transcontinental Credit & Collection Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 53.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 52.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Transcontinental Credit & Collection Corp (52.8% timely; 1.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration