CFPB · Single-product concentration

Total Mortgage Services LLC

48 CFPB complaints · 93.8% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

48 CFPB complaints

Total Mortgage Services LLC: 93.8% of 48 CFPB complaints sit in "Mortgage". Timely 97.9% · relief 2.1%. Allegations, not findings.

  • Single-product concentration
  • +600% filings 2012 to 2026

CFPB relief outcome brief

CCDB company total-mortgage-services-llc

2.1% relief · 97.9% timely · 48 filings · Mortgage

Nearest relief peer: Siwell Inc (2.1% relief)

Total Mortgage Services LLC(this)2.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Total Mortgage Services LLC and nearest filing-volume peers

Total Mortgage Services LLC closes 2.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Total Mortgage Services LLC scores strongest on timely response (96/100 percentile-benchmarked) and weakest on relief provided (10/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

10 / 100 percentile-benchmarked

2.1% of complaints closed with relief to the consumer

Timely response

96 / 100 percentile-benchmarked

97.9% of complaints answered inside the CFPB 15-day window

Closed with explanation

89 / 100 percentile-benchmarked

93.8% of complaints closed with an explanation to the consumer

Most of Total Mortgage Services LLC's 48 filings include narrative text

45.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Total Mortgage Services LLC complaint mix by product

Total complaints: 48

Total Mortgage Services LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 45 complaints (93.8%), resolution 2.2% Mortgage 93.8% Credit reporting,: 2 complaints (4.2%), resolution 0.0% Credit reporting: 1 complaints (2.1%), resolution 0.0%
  • Mortgage 45 93.8% – 2% relief
  • Credit reporting, 2 4.2% – 0% relief
  • Credit reporting 1 2.1% – 0% relief

How Total Mortgage Services LLC's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 45
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 1

Where Total Mortgage Services LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CT
31.3% of this company's filings
CT15NY6MA4RI3FL2PA2MD2WI2

Total Mortgage Services LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+600% vs 2012
02468 20122014201620182020202220242026 7

Top States

State Complaints
CT 15
NY 6
MA 4
RI 3
FL 2
PA 2
MD 2
WI 2
NJ 2
VA 1
GA 1
NC 1
MI 1
VT 1
AZ 1
TX 1
ME 1
IL 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 13
Closing on a mortgage 9
Trouble during payment process 9
Application, originator, mortgage broker 6
Loan servicing, payments, escrow account 3
Struggling to pay mortgage 2
Improper use of your report 2
Incorrect information on your report 2
Problem with a company's investigation into an existing problem 1
Credit decision / Underwriting 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 1 100%
2014 2 100%
2015 2 100%
2016 3 100%
2017 2 100%
2018 1 100%
2019 1 100%
2020 7 100%
2021 2 100%
2022 3 100%
2023 7 85.7%
2024 4 100%
2025 5 100%
2026 7 100%

Source: CFPB Consumer Complaint Database

Total Mortgage Services LLC filings cluster in one product

Total Mortgage Services LLC's 48 logged complaints stay concentrated: only 18 states show a filing. 45.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-04-26.

Total Mortgage Services LLC answers 97.9% of complaints inside the CFPB's tracked window and closes 93.8% with a written explanation. 2.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Total Mortgage Services LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Total Mortgage Services LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Total Mortgage Services LLC (97.9% timely; 2.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration