Guild Holdings Company
763 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Guild Holdings Company complaint mix by product
- Mortgage 641 84.0% – 5% relief
- Credit reporting 71 9.3% – 0% relief
- Credit reporting, 31 4.1% – 0% relief
- Debt collection 14 1.8% – 0% relief
- Credit reporting 4 0.5% – 0% relief
- Debt or 1 0.1% – 0% relief
- Money transfer, 1 0.1% – 0% relief
How Guild Holdings Company's 763 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 641 |
| Credit reporting or other personal consumer reports | 71 |
| Credit reporting, credit repair services, or other personal consumer reports | 31 |
| Debt collection | 14 |
| Credit reporting | 4 |
| Debt or credit management | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 146 |
| TX | 106 |
| GA | 55 |
| WA | 44 |
| NV | 42 |
| SC | 38 |
| AZ | 32 |
| OR | 32 |
| CO | 26 |
| FL | 21 |
| ID | 20 |
| MO | 18 |
| UT | 17 |
| NM | 12 |
| VA | 12 |
| AL | 10 |
| IA | 9 |
| PA | 9 |
| MT | 9 |
| NC | 9 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 190 |
| Struggling to pay mortgage | 103 |
| Closing on a mortgage | 83 |
| Applying for a mortgage or refinancing an existing mortgage | 79 |
| Incorrect information on your report | 63 |
| Loan modification,collection,foreclosure | 48 |
| Loan servicing, payments, escrow account | 45 |
| Improper use of your report | 42 |
| Application, originator, mortgage broker | 34 |
| Settlement process and costs | 19 |
| Problem with a company's investigation into an existing problem | 18 |
| Attempts to collect debt not owed | 8 |
| Credit decision / Underwriting | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Took or threatened to take negative or legal action | 3 |
| Incorrect information on credit report | 3 |
| Written notification about debt | 2 |
| Didn't provide services promised | 1 |
| Identity theft protection or other monitoring services | 1 |
| Other | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 1 | 100% |
| 2012 | 23 | 95.7% |
| 2013 | 20 | 100% |
| 2014 | 26 | 100% |
| 2015 | 26 | 88.5% |
| 2016 | 46 | 97.8% |
| 2017 | 39 | 100% |
| 2018 | 38 | 100% |
| 2019 | 50 | 100% |
| 2020 | 45 | 100% |
| 2021 | 47 | 83% |
| 2022 | 58 | 100% |
| 2023 | 60 | 98.3% |
| 2024 | 61 | 98.4% |
| 2025 | 100 | 100% |
| 2026 | 123 | 99.2% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Guild Holdings Company
Guild Holdings Company's 763 logged complaints reach a nationwide footprint - 47 states have at least one filing on record. 45% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2011 through 2026-06-25.
Guild Holdings Company answers 97.9% of complaints inside the CFPB's tracked window and closes 91.9% with a written explanation. 4.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Guild Holdings Company.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Guild Holdings Company have?
763, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Guild Holdings Company respond to complaints on time?
97.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Guild Holdings Company?
"Trouble during payment process", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.