CFPB · Single-product concentration
Top Line Collectors LLC
58 CFPB complaints · 74.1% in "Debt collection" · top issue Attempts to collect debt not owed.
Top Line Collectors LLC: 74.1% of 58 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +52.2% filings 2025 to 2026
CFPB relief outcome brief
CCDB company top-line-collectors-llc
0% relief · 100% timely · 58 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Top Line Collectors LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Top Line Collectors LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
How 58 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Top Line Collectors LLC complaint mix by product
- Debt collection 43 74.1% – 0% relief
- Credit reporting 12 20.7% – 0% relief
- Debt or 2 3.4% – 0% relief
- Payday loan, 1 1.7% – 0% relief
How Top Line Collectors LLC's 58 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 43 |
| Credit reporting or other personal consumer reports | 12 |
| Debt or credit management | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where Top Line Collectors LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 25.9% of this company's filings
Top Line Collectors LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 35
- +52.2% vs 2025
Top States
| State | Complaints |
|---|---|
| NY | 15 |
| GA | 6 |
| PA | 5 |
| TX | 5 |
| IL | 5 |
| FL | 4 |
| NC | 3 |
| NJ | 2 |
| TN | 2 |
| MS | 1 |
| WA | 1 |
| SC | 1 |
| LA | 1 |
| MI | 1 |
| CA | 1 |
| KY | 1 |
| AL | 1 |
| AR | 1 |
| IN | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 8 |
| Incorrect information on your report | 8 |
| Communication tactics | 7 |
| Electronic communications | 7 |
| False statements or representation | 6 |
| Problem with a company's investigation into an existing problem | 3 |
| Took or threatened to take negative or legal action | 2 |
| Unauthorized withdrawals or charges | 1 |
| Improper use of your report | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 23 | 100% |
| 2026 | 35 | 100% |
Source: CFPB Consumer Complaint Database
Top Line Collectors LLC filings cluster in one product
Top Line Collectors LLC's 58 logged complaints stay concentrated: only 20 states show a filing. Only 27.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2025 through 2026-06-13.
Top Line Collectors LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Top Line Collectors LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Top Line Collectors LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 58.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Top Line Collectors LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration