CFPB · Diversified product mix

Time Investment Company, Inc.

26 CFPB complaints · diversified mix (top product 30.8%) · top issue Communication tactics.

26 CFPB complaints

Time Investment Company, Inc.: top product "Debt collection" is only 30.8% of 26 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +100% filings 2018 to 2026

CFPB relief outcome brief

CCDB company time-investment-company-inc

0% relief · 100% timely · 26 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Time Investment Company, Inc.(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Time Investment Company, Inc. and nearest filing-volume peers

Time Investment Company, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Time Investment Company, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Time Investment Company, Inc.'s 26 filings include narrative text

53.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Time Investment Company, Inc. complaint mix by product

Total complaints: 26

Time Investment Company, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (30.8%), resolution 0.0% Debt collection 30.8% Credit reporting: 7 complaints (26.9%), resolution 0.0% Credit reporting 26.9% Payday loan,: 5 complaints (19.2%), resolution 0.0% Payday loan, 19.2% Payday loan,: 4 complaints (15.4%), resolution 0.0% Payday loan, 15.4% Credit card: 1 complaints (3.8%), resolution 0.0% Credit reporting,: 1 complaints (3.8%), resolution 0.0%
  • Debt collection 8 30.8% – 0% relief
  • Credit reporting 7 26.9% – 0% relief
  • Payday loan, 5 19.2% – 0% relief
  • Payday loan, 4 15.4% – 0% relief
  • Credit card 1 3.8% – 0% relief
  • Credit reporting, 1 3.8% – 0% relief

How Time Investment Company, Inc.'s 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting or other personal consumer reports 7
Payday loan, title loan, personal loan, or advance loan 5
Payday loan, title loan, or personal loan 4
Credit card 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where Time Investment Company, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NM
15.4% of this company's filings
NM4FL3PA3GA2MI2OH2UT1IL1

Time Investment Company, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+100% vs 2018
02468 20182019202020222023202420252026 6

Top States

State Complaints
NM 4
FL 3
PA 3
GA 2
MI 2
OH 2
UT 1
IL 1
MD 1
MO 1
WV 1
AR 1
CA 1
NV 1
IN 1
SC 1

Top Issues

Issue Complaints
Communication tactics 5
Improper use of your report 4
Charged fees or interest you didn't expect 4
Incorrect information on your report 3
Problem with additional add-on products or services 2
Took or threatened to take negative or legal action 1
Attempts to collect debt not owed 1
Problem when making payments 1
False statements or representation 1
Getting a credit card 1
Getting the loan 1
Credit monitoring or identity theft protection services 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2018 3 100%
2019 4 100%
2020 2 100%
2022 1 100%
2023 2 100%
2024 3 100%
2025 5 100%
2026 6 100%

Source: CFPB Consumer Complaint Database

Time Investment Company, Inc. spreads across product buckets

Time Investment Company, Inc.'s 26 logged complaints stay concentrated: only 16 states show a filing. 53.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-06.

Time Investment Company, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Time Investment Company, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Time Investment Company, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Time Investment Company, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix