CFPB · Single-product concentration

Tiempo Finance Company Inc

4 CFPB complaints · 75% in "Debt collection" · top issue Communication tactics.

4 CFPB complaints

Tiempo Finance Company Inc: 75% of 4 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2018 to 2019

CFPB relief outcome brief

CCDB company tiempo-finance-company-inc

0% relief · 100% timely · 4 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Tiempo Finance Company Inc(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Tiempo Finance Company Inc and nearest filing-volume peers

Tiempo Finance Company Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Tiempo Finance Company Inc has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Tiempo Finance Company Inc complaint mix by product

Total complaints: 4

Tiempo Finance Company Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 3 complaints (75.0%), resolution 0.0% Debt collection 75.0% Payday loan,: 1 complaints (25.0%), resolution 0.0% Payday loan, 25.0%
  • Debt collection 3 75.0% – 0% relief
  • Payday loan, 1 25.0% – 0% relief

How Tiempo Finance Company Inc's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 3
Payday loan, title loan, or personal loan 1

Tiempo Finance Company Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2019
3
+200% vs 2018
0.511.522.533.5 20182019 3

Top States

State Complaints
TX 4

Top Issues

Issue Complaints
Communication tactics 2
Getting the loan 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 3 100%

Source: CFPB Consumer Complaint Database

Tiempo Finance Company Inc filings cluster in one product

Tiempo Finance Company Inc's 4 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2019-09-09.

Tiempo Finance Company Inc answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tiempo Finance Company Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Tiempo Finance Company Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Tiempo Finance Company Inc (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration