CFPB · Mid-pack CFPB posture

Thunder Auto Finance LLC

4 CFPB complaints · 2 states · top issue Written notification about debt.

4 CFPB complaints

Thunder Auto Finance LLC has 4 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Vehicle loan or lease. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +100% filings 2023 to 2026

CFPB relief outcome brief

CCDB company thunder-auto-finance-llc

0% relief · 100% timely · 4 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Thunder Auto Finance LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Thunder Auto Finance LLC and nearest filing-volume peers

Thunder Auto Finance LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Thunder Auto Finance LLC has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Thunder Auto Finance LLC complaint mix by product

Total complaints: 4

Thunder Auto Finance LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 2 complaints (50.0%), resolution 0.0% Vehicle loan 50.0% Debt collection: 1 complaints (25.0%), resolution 0.0% Debt collection 25.0% Credit reporting: 1 complaints (25.0%), resolution 0.0% Credit reporting 25.0%
  • Vehicle loan 2 50.0% – 0% relief
  • Debt collection 1 25.0% – 0% relief
  • Credit reporting 1 25.0% – 0% relief

How Thunder Auto Finance LLC's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 2
Debt collection 1
Credit reporting or other personal consumer reports 1

Concentrated filing states for Thunder Auto Finance LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
75% of this company's filings
OK3AR1

Thunder Auto Finance LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2023
0.511.522.5 202320252026 2

Top States

State Complaints
OK 3
AR 1

Top Issues

Issue Complaints
Written notification about debt 1
Problem with a company's investigation into an existing problem 1
Credit monitoring or identity theft protection services 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2025 1 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Thunder Auto Finance LLC

Thunder Auto Finance LLC's 4 logged complaints stay concentrated: only 2 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-15.

Thunder Auto Finance LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Thunder Auto Finance LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Thunder Auto Finance LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Thunder Auto Finance LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture