CFPB · Single-product concentration
Thrive National Corporation
22 CFPB complaints · 86.4% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Thrive National Corporation: 86.4% of 22 CFPB complaints sit in "Debt collection". Timely 18.2% · relief 9.1%. Allegations, not findings.
- Single-product concentration
- +25% filings 2015 to 2026
CFPB relief outcome brief
CCDB company thrive-national-corporation
9.1% relief · 18.2% timely · 22 filings · Debt collection
Same-product relief peers
Nearest relief peer: Bc Services, Inc. (9.1% relief)
Thrive National Corporation closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Thrive National Corporation scores strongest on relief provided (43/100 percentile-benchmarked) and weakest on timely response (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
43 / 100 percentile-benchmarked
9.1% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
18.2% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
9.1% of complaints closed with an explanation to the consumer
Most of Thrive National Corporation's 22 filings include narrative text
45.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Thrive National Corporation complaint mix by product
- Debt collection 19 86.4% – 11% relief
- Credit reporting 2 9.1% – 0% relief
- Debt or 1 4.5% – 0% relief
How Thrive National Corporation's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 19 |
| Credit reporting | 2 |
| Debt or credit management | 1 |
Where Thrive National Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 22.7% of this company's filings
Thrive National Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +25% vs 2015
Top States
| State | Complaints |
|---|---|
| TN | 5 |
| GA | 3 |
| NC | 3 |
| FL | 3 |
| MS | 2 |
| CT | 1 |
| IN | 1 |
| VA | 1 |
| OH | 1 |
| PA | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 5 |
| Attempts to collect debt not owed | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 2 |
| Incorrect information on credit report | 2 |
| Confusing or misleading advertising or marketing | 1 |
| Communication tactics | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 4 | 100% |
| 2016 | 3 | 0% |
| 2017 | 3 | 0% |
| 2018 | 1 | 0% |
| 2020 | 3 | 0% |
| 2021 | 1 | 0% |
| 2022 | 1 | 0% |
| 2025 | 1 | 0% |
| 2026 | 5 | 0% |
Source: CFPB Consumer Complaint Database
Thrive National Corporation filings cluster in one product
Thrive National Corporation's 22 logged complaints stay concentrated: only 11 states show a filing. 45.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-02.
Thrive National Corporation answers 18.2% of complaints inside the CFPB's tracked window and closes 9.1% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Thrive National Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Thrive National Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 22.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 18.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Thrive National Corporation (18.2% timely; 9.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration