CFPB · Single-product concentration
The Law Firm of Ryan E. Calef and Associates, LLC
4 CFPB complaints · 100% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
The Law Firm of Ryan E. Calef and Associates, LLC: 100% of 4 CFPB complaints sit in "Debt collection". Timely 50% · relief 25%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2015 to 2016
CFPB relief outcome brief
CCDB company the-law-firm-of-ryan-e-calef-and-associates-llc
25% relief · 50% timely · 4 filings · Debt collection
Same-product relief peers
Nearest relief peer: Erc (25% relief)
The Law Firm of Ryan E. Calef and Associates, LLC closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
The Law Firm of Ryan E. Calef and Associates, LLC has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
The Law Firm of Ryan E. Calef and Associates, LLC complaint mix by product
- Debt collection 4 100.0% – 25% relief
How The Law Firm of Ryan E. Calef and Associates, LLC's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
Where The Law Firm of Ryan E. Calef and Associates, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MN
- 25% of this company's filings
The Law Firm of Ryan E. Calef and Associates, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2016
- 1
- -66.7% vs 2015
Top States
| State | Complaints |
|---|---|
| MN | 1 |
| NC | 1 |
| NJ | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 3 |
| Taking/threatening an illegal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2016 | 1 | 0% |
Source: CFPB Consumer Complaint Database
The Law Firm of Ryan E. Calef and Associates, LLC filings cluster in one product
The Law Firm of Ryan E. Calef and Associates, LLC's 4 logged complaints stay concentrated: only 4 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2016-05-09.
The Law Firm of Ryan E. Calef and Associates, LLC answers 50% of complaints inside the CFPB's tracked window and closes 25% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Law Firm of Ryan E. Calef and Associates, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for The Law Firm of Ryan E. Calef and Associates, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 50%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for The Law Firm of Ryan E. Calef and Associates, LLC (50% timely; 25% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration