CFPB · Narrative-heavy record

The Judgment Group

10 CFPB complaints · 50% with narratives · top issue Written notification about debt.

10 CFPB complaints

The Judgment Group: 50% of 10 filings include consumer narratives. Timely 30% · relief 20% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2018 to 2025

CFPB relief outcome brief

CCDB company the-judgment-group

20% relief · 30% timely · 10 filings · Debt collection

Nearest relief peer: T.S. Holdings (20% relief)

The Judgment Group (this)20%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among The Judgment Group and nearest filing-volume peers

The Judgment Group closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

The Judgment Group scores strongest on relief provided (93/100 percentile-benchmarked) and weakest on timely response (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

58 /100 grade C

Relief provided

93 / 100 percentile-benchmarked

20% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

30% of complaints answered inside the CFPB 15-day window

Closed with explanation

63 / 100 percentile-benchmarked

80% of complaints closed with an explanation to the consumer

Most of The Judgment Group's 10 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 30.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

The Judgment Group complaint mix by product

Total complaints: 10

The Judgment Group complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 6 complaints (60.0%), resolution 16.7% Debt collection 60.0% Credit reporting: 2 complaints (20.0%), resolution 0.0% Credit reporting 20.0% Mortgage: 1 complaints (10.0%), resolution 0.0% Mortgage 10.0% Money transfer,: 1 complaints (10.0%), resolution 100.0% Money transfer, 10.0%
  • Debt collection 6 60.0% – 17% relief
  • Credit reporting 2 20.0% – 0% relief
  • Mortgage 1 10.0% – 0% relief
  • Money transfer, 1 10.0% – 100% relief

How The Judgment Group's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 6
Credit reporting or other personal consumer reports 2
Mortgage 1
Money transfer, virtual currency, or money service 1

Concentrated filing states for The Judgment Group

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MD
80% of this company's filings
MD8NC1

The Judgment Group complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2018
012345 2018202020212022202320242025 1

Top States

State Complaints
MD 8
NC 1

Top Issues

Issue Complaints
Written notification about debt 3
Incorrect information on your report 2
Applying for a mortgage or refinancing an existing mortgage 1
Lost or stolen check 1
Took or threatened to take negative or legal action 1
Threatened to contact someone or share information improperly 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2018 1 0%
2020 1 100%
2021 1 100%
2022 1 0%
2023 1 0%
2024 4 25%
2025 1 0%

Source: CFPB Consumer Complaint Database

The Judgment Group's narrative-rich complaint ledger

The Judgment Group's 10 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2025-01-17.

The Judgment Group answers 30% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Judgment Group.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for The Judgment Group: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for The Judgment Group (30% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record