CFPB · Narrative-heavy record

The Cadle Company

20 CFPB complaints · 60% with narratives · top issue Struggling to pay mortgage.

20 CFPB complaints

The Cadle Company: 60% of 20 filings include consumer narratives. Timely 95% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • -33.3% filings 2016 to 2026

CFPB relief outcome brief

CCDB company the-cadle-company

0% relief · 95% timely · 20 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

The Cadle Company (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among The Cadle Company and nearest filing-volume peers

The Cadle Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

The Cadle Company scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

52 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

91 / 100 percentile-benchmarked

95% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of The Cadle Company's 20 filings include narrative text

60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 95.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

The Cadle Company complaint mix by product

Total complaints: 20

The Cadle Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 11 complaints (55.0%), resolution 0.0% Debt collection 55.0% Mortgage: 8 complaints (40.0%), resolution 0.0% Mortgage 40.0% Student loan: 1 complaints (5.0%), resolution 0.0%
  • Debt collection 11 55.0% – 0% relief
  • Mortgage 8 40.0% – 0% relief
  • Student loan 1 5.0% – 0% relief

How The Cadle Company's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 11
Mortgage 8
Student loan 1

Where The Cadle Company complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
20% of this company's filings
PA4FL3GA3NM1MN1NY1MD1TX1

The Cadle Company falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2016
012345 201620172018201920202022202320252026 2

Top States

State Complaints
PA 4
FL 3
GA 3
NM 1
MN 1
NY 1
MD 1
TX 1
MI 1
VA 1
IL 1
WV 1

Top Issues

Issue Complaints
Struggling to pay mortgage 4
Attempts to collect debt not owed 4
False statements or representation 3
Written notification about debt 2
Trouble during payment process 2
Communication tactics 1
Took or threatened to take negative or legal action 1
Loan modification,collection,foreclosure 1
Dealing with my lender or servicer 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2016 3 66.7%
2017 1 100%
2018 2 100%
2019 2 100%
2020 2 100%
2022 1 100%
2023 4 100%
2025 3 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

The Cadle Company's narrative-rich complaint ledger

The Cadle Company's 20 logged complaints stay concentrated: only 12 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-04-22.

The Cadle Company answers 95% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Struggling to pay mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Cadle Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for The Cadle Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for The Cadle Company (95% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record