Total complaints
22
Filed since 2015
2026 data Public-data reference. official source
TexCap Financial, LLC
22 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
22 consumer complaints filed with the CFPB
This profile shows TexCap Financial, LLC's complaint history from CFPB public records. 22 consumers have filed complaints since 2015. The company has a 54.5% timely response rate and has provided relief in 0% of cases.
22
Total Complaints
54.5%
Timely Response
0%
Disputed
0%
Relief Provided
11
States Active
2015
Since
Timely response
54.5%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 54.5%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
TexCap Financial, LLC complaint mix by product
- Vehicle loan 12 54.5% – 0% relief
- Debt collection 7 31.8% – 0% relief
- Credit reporting 3 13.6% – 0% relief
How TexCap Financial, LLC's 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 12 |
| Debt collection | 7 |
| Credit reporting or other personal consumer reports | 3 |
Top States
| State | Complaints |
|---|---|
| TX | 10 |
| GA | 3 |
| SC | 1 |
| NC | 1 |
| TN | 1 |
| OK | 1 |
| AL | 1 |
| MS | 1 |
| MN | 1 |
| NH | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 4 |
| Problems at the end of the loan or lease | 3 |
| Incorrect information on your report | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Getting a loan or lease | 2 |
| Repossession | 2 |
| Attempts to collect debt not owed | 1 |
| Electronic communications | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Took or threatened to take negative or legal action | 1 |
| False statements or representation | 1 |
| Communication tactics | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 2 | 100% |
| 2019 | 1 | 0% |
| 2021 | 2 | 50% |
| 2022 | 3 | 100% |
| 2023 | 4 | 50% |
| 2024 | 2 | 100% |
| 2025 | 5 | 20% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About TexCap Financial, LLC
TexCap Financial, LLC has accumulated 22 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 5 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-02, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, TexCap Financial, LLC reports a 54.5% timely-response rate and has closed 72.7% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Managing the loan or lease".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TexCap Financial, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does TexCap Financial, LLC have?
TexCap Financial, LLC has received 22 consumer complaints filed with the Consumer Financial Protection Bureau.
Does TexCap Financial, LLC respond to complaints on time?
TexCap Financial, LLC has a 54.5% timely response rate to CFPB complaints.
What is the most common complaint about TexCap Financial, LLC?
The most common issue reported against TexCap Financial, LLC is "Managing the loan or lease" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.
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