TexCap Financial, LLC
28 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
TexCap Financial, LLC complaint mix by product
- Vehicle loan 14 50.0% – 0% relief
- Debt collection 9 32.1% – 0% relief
- Credit reporting 4 14.3% – 0% relief
- Credit reporting, 1 3.6% – 0% relief
How TexCap Financial, LLC's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 14 |
| Debt collection | 9 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 12 |
| GA | 3 |
| FL | 3 |
| NH | 2 |
| SC | 1 |
| MS | 1 |
| MN | 1 |
| CA | 1 |
| OK | 1 |
| NC | 1 |
| TN | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 6 |
| Problems at the end of the loan or lease | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Attempts to collect debt not owed | 2 |
| Incorrect information on your report | 2 |
| False statements or representation | 2 |
| Repossession | 2 |
| Getting a loan or lease | 2 |
| Electronic communications | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Written notification about debt | 1 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 2 | 100% |
| 2019 | 1 | 0% |
| 2021 | 2 | 50% |
| 2022 | 5 | 100% |
| 2023 | 5 | 40% |
| 2024 | 3 | 66.7% |
| 2025 | 6 | 33.3% |
| 2026 | 3 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About TexCap Financial, LLC
TexCap Financial, LLC's 28 logged complaints stay concentrated: only 12 states show a filing on record. Only 35.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2015 through 2026-05-04.
TexCap Financial, LLC answers 53.6% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about TexCap Financial, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does TexCap Financial, LLC have?
28, per the CFPB's public complaint count for this company (see the full breakdown above).
Does TexCap Financial, LLC respond to complaints on time?
53.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about TexCap Financial, LLC?
"Managing the loan or lease", filed under the "Vehicle loan or lease" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.