CFPB · Mid-pack CFPB posture
TexCap Financial, LLC
28 CFPB complaints · 12 states · top issue Managing the loan or lease.
TexCap Financial, LLC has 28 consumer complaints in the CFPB public database. Timely response is 53.6%; 0% closed with relief; top product Vehicle loan or lease. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +200% filings 2015 to 2026
CFPB relief outcome brief
CCDB company texcap-financial-llc
0% relief · 53.6% timely · 28 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
TexCap Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 28 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
TexCap Financial, LLC complaint mix by product
- Vehicle loan 14 50.0% – 0% relief
- Debt collection 9 32.1% – 0% relief
- Credit reporting 4 14.3% – 0% relief
- Credit reporting, 1 3.6% – 0% relief
How TexCap Financial, LLC's 28 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 14 |
| Debt collection | 9 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for TexCap Financial, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 42.9% of this company's filings
TexCap Financial, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 12 |
| GA | 3 |
| FL | 3 |
| NH | 2 |
| SC | 1 |
| MS | 1 |
| MN | 1 |
| CA | 1 |
| OK | 1 |
| NC | 1 |
| TN | 1 |
| AL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 6 |
| Problems at the end of the loan or lease | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Attempts to collect debt not owed | 2 |
| Incorrect information on your report | 2 |
| False statements or representation | 2 |
| Repossession | 2 |
| Getting a loan or lease | 2 |
| Electronic communications | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Written notification about debt | 1 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 2 | 100% |
| 2019 | 1 | 0% |
| 2021 | 2 | 50% |
| 2022 | 5 | 100% |
| 2023 | 5 | 40% |
| 2024 | 3 | 66.7% |
| 2025 | 6 | 33.3% |
| 2026 | 3 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about TexCap Financial, LLC
TexCap Financial, LLC's 28 logged complaints stay concentrated: only 12 states show a filing. Only 35.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-05-04.
TexCap Financial, LLC answers 53.6% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about TexCap Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for TexCap Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 28.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 53.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for TexCap Financial, LLC (53.6% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture