2026 data Public-data reference. official source

Texan Credit Corporation

34 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

34 consumer complaints filed with the CFPB

This profile shows Texan Credit Corporation's complaint history from CFPB public records. 34 consumers have filed complaints since 2023. The company has a 100% timely response rate and has provided relief in 0% of cases.

34
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
4
States Active
2023
Since

Total complaints

34

Filed since 2023

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Texan Credit Corporation complaint mix by product

Total complaints: 34

Texan Credit Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 15 complaints (44.1%), resolution 0.0% Debt collection 44.1% Credit reporting: 13 complaints (38.2%), resolution 0.0% Credit reporting 38.2% Payday loan,: 5 complaints (14.7%), resolution 0.0% Payday loan, 14.7% Credit card: 1 complaints (2.9%), resolution 0.0%
  • Debt collection 15 44.1% 0% relief
  • Credit reporting 13 38.2% 0% relief
  • Payday loan, 5 14.7% 0% relief
  • Credit card 1 2.9% 0% relief

How Texan Credit Corporation's 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 15
Credit reporting or other personal consumer reports 13
Payday loan, title loan, personal loan, or advance loan 5
Credit card 1

Top States

State Complaints
TX 29
AZ 3
PR 1
FL 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 7
Incorrect information on your report 5
Improper use of your report 5
Communication tactics 5
Problem with the payoff process at the end of the loan 2
False statements or representation 2
Credit monitoring or identity theft protection services 2
Problem with a company's investigation into an existing problem 2
Struggling to pay your loan 1
Threatened to contact someone or share information improperly 1
Charged fees or interest you didn't expect 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2023 1 100%
2024 8 100%
2025 22 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Texan Credit Corporation

Texan Credit Corporation has accumulated 34 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-03-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Texan Credit Corporation reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Texan Credit Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Texan Credit Corporation have?

Texan Credit Corporation has received 34 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Texan Credit Corporation respond to complaints on time?

Texan Credit Corporation has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Texan Credit Corporation?

The most common issue reported against Texan Credit Corporation is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

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