CFPB · Mid-pack CFPB posture
Texan Credit Corporation
46 CFPB complaints · 5 states · top issue Took or threatened to take negative or legal action.
Texan Credit Corporation has 46 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +1300% filings 2023 to 2026
CFPB relief outcome brief
CCDB company texan-credit-corporation
0% relief · 100% timely · 46 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Texan Credit Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 46 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Texan Credit Corporation complaint mix by product
- Debt collection 20 43.5% – 0% relief
- Credit reporting 16 34.8% – 0% relief
- Payday loan, 9 19.6% – 0% relief
- Credit card 1 2.2% – 0% relief
How Texan Credit Corporation's 46 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 20 |
| Credit reporting or other personal consumer reports | 16 |
| Payday loan, title loan, personal loan, or advance loan | 9 |
| Credit card | 1 |
Concentrated filing states for Texan Credit Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 87% of this company's filings
Texan Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 14
- +1300% vs 2023
Top States
| State | Complaints |
|---|---|
| TX | 40 |
| AZ | 3 |
| PR | 1 |
| CA | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 9 |
| Incorrect information on your report | 8 |
| Improper use of your report | 5 |
| Communication tactics | 5 |
| Credit monitoring or identity theft protection services | 3 |
| Problem with a company's investigation into an existing problem | 3 |
| Attempts to collect debt not owed | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with the payoff process at the end of the loan | 2 |
| False statements or representation | 2 |
| Struggling to pay your loan | 2 |
| Problem when making payments | 1 |
| Charged fees or interest you didn't expect | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 1 | 100% |
| 2024 | 8 | 100% |
| 2025 | 23 | 100% |
| 2026 | 14 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Texan Credit Corporation
Texan Credit Corporation's 46 logged complaints stay concentrated: only 5 states show a filing. Only 23.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-05-28.
Texan Credit Corporation answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Texan Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Texan Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 46.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Texan Credit Corporation (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture