CFPB · Single-product concentration
Tennessee Credit Management, Inc
54 CFPB complaints · 75.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Tennessee Credit Management, Inc: 75.9% of 54 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +237.5% filings 2024 to 2026
CFPB relief outcome brief
CCDB company tennessee-credit-management-inc
0% relief · 100% timely · 54 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Tennessee Credit Management, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 54 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Tennessee Credit Management, Inc complaint mix by product
- Debt collection 41 75.9% – 0% relief
- Credit reporting 11 20.4% – 0% relief
- Debt or 1 1.9% – 0% relief
- Vehicle loan 1 1.9% – 0% relief
How Tennessee Credit Management, Inc's 54 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 41 |
| Credit reporting or other personal consumer reports | 11 |
| Debt or credit management | 1 |
| Vehicle loan or lease | 1 |
Where Tennessee Credit Management, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 16.7% of this company's filings
Tennessee Credit Management, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 27
- +237.5% vs 2024
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| GA | 8 |
| SC | 8 |
| FL | 8 |
| MS | 5 |
| NC | 3 |
| TN | 3 |
| AL | 3 |
| MO | 2 |
| NJ | 1 |
| OH | 1 |
| AR | 1 |
| WA | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 12 |
| Took or threatened to take negative or legal action | 8 |
| False statements or representation | 6 |
| Incorrect information on your report | 6 |
| Improper use of your report | 3 |
| Communication tactics | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Confusing or missing disclosures | 1 |
| Electronic communications | 1 |
| Repossession | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 8 | 100% |
| 2025 | 19 | 100% |
| 2026 | 27 | 100% |
Source: CFPB Consumer Complaint Database
Tennessee Credit Management, Inc filings cluster in one product
Tennessee Credit Management, Inc's 54 logged complaints stay concentrated: only 14 states show a filing. Only 29.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-22.
Tennessee Credit Management, Inc answers 100% of complaints inside the CFPB's tracked window and closes 98.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tennessee Credit Management, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Tennessee Credit Management, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 54.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Tennessee Credit Management, Inc (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration