2026 data Public-data reference. official source

Tennessee Credit Management, Inc

34 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

34 consumer complaints filed with the CFPB

This profile shows Tennessee Credit Management, Inc's complaint history from CFPB public records. 34 consumers have filed complaints since 2024. The company has a 100% timely response rate and has provided relief in 0% of cases.

34
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
12
States Active
2024
Since

Total complaints

34

Filed since 2024

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Tennessee Credit Management, Inc complaint mix by product

Total complaints: 34

Tennessee Credit Management, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 25 complaints (73.5%), resolution 0.0% Debt collection 73.5% Credit reporting: 8 complaints (23.5%), resolution 0.0% Credit reporting 23.5% Debt or: 1 complaints (2.9%), resolution 0.0%
  • Debt collection 25 73.5% 0% relief
  • Credit reporting 8 23.5% 0% relief
  • Debt or 1 2.9% 0% relief

How Tennessee Credit Management, Inc's 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 25
Credit reporting or other personal consumer reports 8
Debt or credit management 1

Top States

State Complaints
TX 6
FL 5
SC 4
MS 4
GA 3
NC 3
TN 3
MO 2
IL 1
AL 1
AR 1
WA 1

Top Issues

Issue Complaints
Written notification about debt 9
Attempts to collect debt not owed 7
Took or threatened to take negative or legal action 5
Incorrect information on your report 3
Improper use of your report 3
False statements or representation 2
Problem with a company's investigation into an existing problem 2
Communication tactics 1
Electronic communications 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2024 4 100%
2025 16 100%
2026 14 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Tennessee Credit Management, Inc

Tennessee Credit Management, Inc has accumulated 34 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Tennessee Credit Management, Inc reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Written notification about debt".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Tennessee Credit Management, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Tennessee Credit Management, Inc have?

Tennessee Credit Management, Inc has received 34 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Tennessee Credit Management, Inc respond to complaints on time?

Tennessee Credit Management, Inc has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Tennessee Credit Management, Inc?

The most common issue reported against Tennessee Credit Management, Inc is "Written notification about debt" in the "Debt collection" product category.

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