CFPB · Diversified product mix

Tebo Financial Services, Inc.

50 CFPB complaints · diversified mix (top product 28%) · top issue Incorrect information on your report.

50 CFPB complaints

Tebo Financial Services, Inc.: top product "Debt collection" is only 28% of 50 - multi-bucket mix. Timely 98% · relief 32%. Allegations, not findings.

  • Diversified product mix
  • +100% filings 2012 to 2026

CFPB relief outcome brief

CCDB company tebo-financial-services-inc

32% relief · 98% timely · 50 filings · Debt collection

Nearest relief peer: Org Gc Gp Buyer, LLC (31.8% relief)

Tebo Financial Services, Inc…32%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Tebo Financial Services, Inc. and nearest filing-volume peers

Tebo Financial Services, Inc. closes 32% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Tebo Financial Services, Inc.'s 50 filings include narrative text

52% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 98.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 32.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Tebo Financial Services, Inc. complaint mix by product

Total complaints: 50

Tebo Financial Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 50 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 14 complaints (28.0%), resolution 42.9% Debt collection 28.0% Credit reporting,: 12 complaints (24.0%), resolution 41.7% Credit reporting, 24.0% Vehicle loan: 11 complaints (22.0%), resolution 18.2% Vehicle loan 22.0% Consumer Loan: 6 complaints (12.0%), resolution 16.7% Consumer Loan 12.0% Credit reporting: 5 complaints (10.0%), resolution 40.0% Credit reporting 10.0% Debt or: 1 complaints (2.0%), resolution 0.0% Checking or: 1 complaints (2.0%), resolution 0.0%
  • Debt collection 14 28.0% 43% relief
  • Credit reporting, 12 24.0% 42% relief
  • Vehicle loan 11 22.0% 18% relief
  • Consumer Loan 6 12.0% 17% relief
  • Credit reporting 5 10.0% 40% relief
  • Debt or 1 2.0% 0% relief
  • Checking or 1 2.0% 0% relief

How Tebo Financial Services, Inc.'s 50 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 14
Credit reporting, credit repair services, or other personal consumer reports 12
Vehicle loan or lease 11
Consumer Loan 6
Credit reporting or other personal consumer reports 5
Debt or credit management 1
Checking or savings account 1

Concentrated filing states for Tebo Financial Services, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
58% of this company's filings
OH29PA9NY4AL3VA2SC2CA1

Tebo Financial Services, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2012
0246810 2012201520172020202220242026 2

Top States

State Complaints
OH 29
PA 9
NY 4
AL 3
VA 2
SC 2
CA 1

Top Issues

Issue Complaints
Incorrect information on your report 8
Attempts to collect debt not owed 6
Improper use of your report 5
Problem with a credit reporting company's investigation into an existing problem 5
Managing the loan or lease 4
Problems when you are unable to pay 4
False statements or representation 3
Struggling to pay your loan 3
Cont'd attempts collect debt not owed 3
Repossession 2
Problem with a company's investigation into an existing problem 2
Confusing or missing disclosures 1
Getting a loan or lease 1
Opening an account 1
Written notification about debt 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2014 1 100%
2015 4 100%
2016 2 50%
2017 2 100%
2018 8 100%
2020 4 100%
2021 3 100%
2022 2 100%
2023 7 100%
2024 9 100%
2025 5 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Tebo Financial Services, Inc. spreads across product buckets

Tebo Financial Services, Inc.'s 50 logged complaints stay concentrated: only 7 states show a filing. 52% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-09.

Tebo Financial Services, Inc. answers 98% of complaints inside the CFPB's tracked window and closes 68% with a written explanation. 32% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tebo Financial Services, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Tebo Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Tebo Financial Services, Inc. (98% timely; 32% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix