2026 data Public-data reference. official source

Tebo Financial Services, Inc.

39 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

39 consumer complaints filed with the CFPB

This profile shows Tebo Financial Services, Inc.'s complaint history from CFPB public records. 39 consumers have filed complaints since 2012. The company has a 97.4% timely response rate and has provided relief in 38.5% of cases.

39
Total Complaints
97.4%
Timely Response
5.1%
Disputed
38.5%
Relief Provided
7
States Active
2012
Since

Total complaints

39

Filed since 2012

Timely response

97.4%

CFPB-tracked response window

Relief rate

38.5%

Closed with monetary or non-monetary relief

Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 38.5%
Industry median

Share closed with monetary or non-monetary relief.

Tebo Financial Services, Inc. complaint mix by product

Total complaints: 39

Tebo Financial Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 39 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 10 complaints (25.6%), resolution 50.0% Debt collection 25.6% Credit reporting,: 10 complaints (25.6%), resolution 50.0% Credit reporting, 25.6% Vehicle loan: 8 complaints (20.5%), resolution 25.0% Vehicle loan 20.5% Consumer Loan: 5 complaints (12.8%), resolution 20.0% Consumer Loan 12.8% Credit reporting: 5 complaints (12.8%), resolution 40.0% Credit reporting 12.8% Checking or: 1 complaints (2.6%), resolution 0.0%
  • Debt collection 10 25.6% 50% relief
  • Credit reporting, 10 25.6% 50% relief
  • Vehicle loan 8 20.5% 25% relief
  • Consumer Loan 5 12.8% 20% relief
  • Credit reporting 5 12.8% 40% relief
  • Checking or 1 2.6% 0% relief

How Tebo Financial Services, Inc.'s 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 10
Credit reporting, credit repair services, or other personal consumer reports 10
Vehicle loan or lease 8
Consumer Loan 5
Credit reporting or other personal consumer reports 5
Checking or savings account 1

Top States

State Complaints
OH 20
PA 8
NY 3
AL 3
SC 2
VA 2
CA 1

Top Issues

Issue Complaints
Incorrect information on your report 6
Problem with a credit reporting company's investigation into an existing problem 5
Improper use of your report 5
Attempts to collect debt not owed 5
Problems when you are unable to pay 3
Managing the loan or lease 3
Struggling to pay your loan 3
Cont'd attempts collect debt not owed 2
Problem with a company's investigation into an existing problem 2
False statements or representation 2
Repossession 1
Written notification about debt 1
Opening an account 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2014 1 100%
2015 3 100%
2016 1 0%
2017 2 100%
2018 6 100%
2020 3 100%
2021 3 100%
2022 2 100%
2023 5 100%
2024 7 100%
2025 4 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Tebo Financial Services, Inc.

Tebo Financial Services, Inc. has accumulated 39 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-01-22, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Tebo Financial Services, Inc. reports a 97.4% timely-response rate and has closed 61.5% of cases with a written explanation to the consumer. 38.5% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Tebo Financial Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Tebo Financial Services, Inc. have?

Tebo Financial Services, Inc. has received 39 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Tebo Financial Services, Inc. respond to complaints on time?

Tebo Financial Services, Inc. has a 97.4% timely response rate to CFPB complaints.

What is the most common complaint about Tebo Financial Services, Inc.?

The most common issue reported against Tebo Financial Services, Inc. is "Incorrect information on your report" in the "Debt collection" product category.

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