CFPB · Single-product concentration
Surf Consultants, Inc.
14 CFPB complaints · 92.9% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Surf Consultants, Inc.: 92.9% of 14 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.
- Single-product concentration
- +500% filings 2017 to 2025
CFPB relief outcome brief
CCDB company surf-consultants-inc
0% relief · 100% timely · 14 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Surf Consultants, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 14 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Surf Consultants, Inc. complaint mix by product
- Debt collection 13 92.9% – 0% relief
- Vehicle loan 1 7.1% – 0% relief
How Surf Consultants, Inc.'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 13 |
| Vehicle loan or lease | 1 |
Concentrated filing states for Surf Consultants, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 85.7% of this company's filings
Surf Consultants, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 6
- +500% vs 2017
Top States
| State | Complaints |
|---|---|
| FL | 12 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 6 |
| Attempts to collect debt not owed | 5 |
| False statements or representation | 2 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2025 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Surf Consultants, Inc. filings cluster in one product
Surf Consultants, Inc.'s 14 logged complaints stay concentrated: only 2 states show a filing. Only 14.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2025-09-02.
Surf Consultants, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Surf Consultants, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Surf Consultants, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 14.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Surf Consultants, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration