Total complaints
12
Filed since 2017
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
12 consumer complaints filed with the CFPB
This profile shows Surf Consultants, Inc.'s complaint history from CFPB public records. 12 consumers have filed complaints since 2017. The company has a 100% timely response rate and has provided relief in 0% of cases.
Total complaints
12
Filed since 2017
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Surf Consultants, Inc.'s 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| FL | 10 |
| SC | 1 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 5 |
| Took or threatened to take negative or legal action | 4 |
| False statements or representation | 2 |
| Struggling to pay your loan | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 100% |
| 2025 | 5 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Surf Consultants, Inc. has accumulated 12 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2025-08-26, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Surf Consultants, Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Surf Consultants, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Surf Consultants, Inc. has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.
Surf Consultants, Inc. has a 100% timely response rate to CFPB complaints.
The most common issue reported against Surf Consultants, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.