CFPB · Narrative-heavy record
Summit Collection Services, Inc.
22 CFPB complaints · 45.5% with narratives · top issue Attempts to collect debt not owed.
Summit Collection Services, Inc.: 45.5% of 22 filings include consumer narratives. Timely 95.5% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2015 to 2026
CFPB relief outcome brief
CCDB company summit-collection-services-inc
0% relief · 95.5% timely · 22 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Summit Collection Services, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Summit Collection Services, Inc.'s 22 filings include narrative text
45.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Summit Collection Services, Inc. complaint mix by product
- Debt collection 14 63.6% – 0% relief
- Credit reporting 4 18.2% – 0% relief
- Credit reporting, 3 13.6% – 0% relief
- Student loan 1 4.5% – 0% relief
How Summit Collection Services, Inc.'s 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 14 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Student loan | 1 |
Concentrated filing states for Summit Collection Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NJ
- 54.5% of this company's filings
Summit Collection Services, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2015
Top States
| State | Complaints |
|---|---|
| NJ | 12 |
| PA | 4 |
| MI | 2 |
| NY | 1 |
| TX | 1 |
| SC | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 5 |
| Incorrect information on your report | 5 |
| Written notification about debt | 3 |
| Communication tactics | 3 |
| False statements or representation | 2 |
| Improper use of your report | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Dealing with my lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 50% |
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 2 | 100% |
| 2023 | 2 | 100% |
| 2024 | 5 | 100% |
| 2025 | 5 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Summit Collection Services, Inc.'s narrative-rich complaint ledger
Summit Collection Services, Inc.'s 22 logged complaints stay concentrated: only 7 states show a filing. 45.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-30.
Summit Collection Services, Inc. answers 95.5% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Summit Collection Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Summit Collection Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 22.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Summit Collection Services, Inc. (95.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record