2026 data Public-data reference. official source

Summit Collection Services, Inc.

19 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

19 consumer complaints filed with the CFPB

This profile shows Summit Collection Services, Inc.'s complaint history from CFPB public records. 19 consumers have filed complaints since 2015. The company has a 94.7% timely response rate and has provided relief in 0% of cases.

19
Total Complaints
94.7%
Timely Response
5.3%
Disputed
0%
Relief Provided
6
States Active
2015
Since

Total complaints

19

Filed since 2015

Timely response

94.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 94.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Summit Collection Services, Inc. complaint mix by product

Total complaints: 19

Summit Collection Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 12 complaints (63.2%), resolution 0.0% Debt collection 63.2% Credit reporting: 3 complaints (15.8%), resolution 0.0% Credit reporting 15.8% Credit reporting,: 3 complaints (15.8%), resolution 0.0% Credit reporting, 15.8% Student loan: 1 complaints (5.3%), resolution 0.0%
  • Debt collection 12 63.2% 0% relief
  • Credit reporting 3 15.8% 0% relief
  • Credit reporting, 3 15.8% 0% relief
  • Student loan 1 5.3% 0% relief

How Summit Collection Services, Inc.'s 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 12
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 3
Student loan 1

Top States

State Complaints
NJ 10
PA 4
MI 2
SC 1
TX 1
NY 1

Top Issues

Issue Complaints
Incorrect information on your report 4
Attempts to collect debt not owed 4
Communication tactics 3
Written notification about debt 3
Improper use of your report 2
False statements or representation 1
Dealing with my lender or servicer 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 2 100%
2018 1 100%
2020 1 100%
2021 1 100%
2022 1 100%
2023 2 100%
2024 5 100%
2025 5 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Summit Collection Services, Inc.

Summit Collection Services, Inc. has accumulated 19 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2025-09-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Summit Collection Services, Inc. reports a 94.7% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Summit Collection Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Summit Collection Services, Inc. have?

Summit Collection Services, Inc. has received 19 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Summit Collection Services, Inc. respond to complaints on time?

Summit Collection Services, Inc. has a 94.7% timely response rate to CFPB complaints.

What is the most common complaint about Summit Collection Services, Inc.?

The most common issue reported against Summit Collection Services, Inc. is "Incorrect information on your report" in the "Debt collection" product category.

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