CFPB · Mid-pack CFPB posture
Sum Investments, Inc.
8 CFPB complaints · 3 states · top issue Repossession.
Sum Investments, Inc. has 8 consumer complaints in the CFPB public database. Timely response is 75%; 12.5% closed with relief; top product Vehicle loan or lease. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- 0% filings 2017 to 2026
CFPB relief outcome brief
CCDB company sum-investments-inc
12.5% relief · 75% timely · 8 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Ally Financial Inc. (12.1% relief)
Sum Investments, Inc. closes 12.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sum Investments, Inc. complaint mix by product
- Vehicle loan 4 50.0% – 0% relief
- Debt collection 3 37.5% – 33% relief
- Credit reporting, 1 12.5% – 0% relief
How Sum Investments, Inc.'s 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 4 |
| Debt collection | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Sum Investments, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 75% of this company's filings
Sum Investments, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| CA | 6 |
| FL | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Repossession | 2 |
| Attempts to collect debt not owed | 2 |
| Managing the loan or lease | 1 |
| Struggling to pay your loan | 1 |
| Disclosure verification of debt | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2021 | 2 | 100% |
| 2025 | 3 | 33.3% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Sum Investments, Inc.
Sum Investments, Inc.'s 8 logged complaints stay concentrated: only 3 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-04-29.
Sum Investments, Inc. answers 75% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Repossession."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sum Investments, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sum Investments, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 8.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sum Investments, Inc. (75% timely; 12.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture