CFPB · Single-product concentration
Student Debt Consolidating
4 CFPB complaints · 75% in "Student loan" · top issue Struggling to repay your loan.
Student Debt Consolidating: 75% of 4 CFPB complaints sit in "Student loan". Timely 25% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2017 to 2026
CFPB relief outcome brief
CCDB company student-debt-consolidating
0% relief · 25% timely · 4 filings · Student loan
Same-product relief peers
Nearest relief peer: EdFinancial Services (0% relief)
Student Debt Consolidating closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Student Debt Consolidating complaint mix by product
- Student loan 3 75.0% – 0% relief
- Credit reporting 1 25.0% – 0% relief
How Student Debt Consolidating's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 3 |
| Credit reporting or other personal consumer reports | 1 |
Where Student Debt Consolidating complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 25% of this company's filings
Student Debt Consolidating complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| VA | 1 |
| OH | 1 |
| VT | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to repay your loan | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Can't repay my loan | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2021 | 1 | 0% |
| 2025 | 1 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Student Debt Consolidating filings cluster in one product
Student Debt Consolidating's 4 logged complaints stay concentrated: only 4 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-05-19.
Student Debt Consolidating answers 25% of complaints inside the CFPB's tracked window and closes 25% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Struggling to repay your loan."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Student Debt Consolidating.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Student Debt Consolidating: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 25%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Student Debt Consolidating (25% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration