Giggle Finance Inc.
103 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Giggle Finance Inc. complaint mix by product
- Payday loan, 47 45.6% – 0% relief
- Debt collection 24 23.3% – 0% relief
- Payday loan, 18 17.5% – 0% relief
- Credit reporting 10 9.7% – 0% relief
- Money transfer, 2 1.9% – 0% relief
- Checking or 2 1.9% – 0% relief
How Giggle Finance Inc.'s 103 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 47 |
| Debt collection | 24 |
| Payday loan, title loan, or personal loan | 18 |
| Credit reporting or other personal consumer reports | 10 |
| Money transfer, virtual currency, or money service | 2 |
| Checking or savings account | 2 |
Top States
| State | Complaints |
|---|---|
| TX | 14 |
| GA | 7 |
| NC | 7 |
| AR | 7 |
| VA | 7 |
| IN | 7 |
| FL | 6 |
| MI | 5 |
| MA | 4 |
| SC | 4 |
| DC | 3 |
| AZ | 3 |
| TN | 3 |
| LA | 3 |
| OH | 2 |
| PA | 2 |
| OK | 2 |
| OR | 2 |
| NJ | 2 |
| MS | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 23 |
| Improper use of your report | 8 |
| Took or threatened to take negative or legal action | 8 |
| Problem with the payoff process at the end of the loan | 6 |
| Problem when making payments | 5 |
| Struggling to pay your loan | 5 |
| Issues with repayment | 5 |
| Getting the loan | 4 |
| Attempts to collect debt not owed | 4 |
| False statements or representation | 4 |
| Confusing or missing disclosures | 3 |
| Communication tactics | 3 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 |
| Can't contact lender or servicer | 2 |
| Incorrect information on your report | 2 |
| Electronic communications | 2 |
| Confusing or misleading advertising or marketing | 2 |
| Problem with a lender or other company charging your account | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Unexpected fees | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 9 | 44.4% |
| 2023 | 11 | 100% |
| 2024 | 11 | 54.5% |
| 2025 | 57 | 5.3% |
| 2026 | 15 | 6.7% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Giggle Finance Inc.
Giggle Finance Inc.'s 103 logged complaints stay concentrated: only 29 states show a filing on record. 65% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-06-26.
Giggle Finance Inc. answers 24.3% of complaints inside the CFPB's tracked window and closes 35.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Giggle Finance Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Giggle Finance Inc. have?
103, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Giggle Finance Inc. respond to complaints on time?
24.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Giggle Finance Inc.?
"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, personal loan, or advance loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.