2026 data Public-data reference. official source

Giggle Finance Inc.

56 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

56 consumer complaints filed with the CFPB

This profile shows Giggle Finance Inc.'s complaint history from CFPB public records. 56 consumers have filed complaints since 2022. The company has a 28.6% timely response rate and has provided relief in 0% of cases.

56
Total Complaints
28.6%
Timely Response
0%
Disputed
0%
Relief Provided
25
States Active
2022
Since

Total complaints

56

Filed since 2022

Timely response

28.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 28.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Giggle Finance Inc. complaint mix by product

Total complaints: 56

Giggle Finance Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 56 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 23 complaints (41.1%), resolution 0.0% Payday loan, 41.1% Debt collection: 13 complaints (23.2%), resolution 0.0% Debt collection 23.2% Payday loan,: 12 complaints (21.4%), resolution 0.0% Payday loan, 21.4% Credit reporting: 8 complaints (14.3%), resolution 0.0% Credit reporting 14.3%
  • Payday loan, 23 41.1% 0% relief
  • Debt collection 13 23.2% 0% relief
  • Payday loan, 12 21.4% 0% relief
  • Credit reporting 8 14.3% 0% relief

How Giggle Finance Inc.'s 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 23
Debt collection 13
Payday loan, title loan, or personal loan 12
Credit reporting or other personal consumer reports 8

Top States

State Complaints
AR 7
NC 6
TX 4
VA 3
DC 3
GA 3
AZ 3
TN 2
OK 2
MS 2
MA 2
FL 2
IN 2
PA 2
CO 2
SC 2
MI 1
MN 1
WA 1
LA 1

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 14
Improper use of your report 7
Took or threatened to take negative or legal action 4
Issues with repayment 3
False statements or representation 3
Struggling to pay your loan 3
Can't contact lender or servicer 2
Threatened to contact someone or share information improperly 2
Incorrect information on your report 2
Communication tactics 2
Problem with the payoff process at the end of the loan 2
Problem when making payments 1
Money was taken from your bank account on the wrong day or for the wrong amount 1
Problem with additional add-on products or services 1
Was approved for a loan, but didn't receive the money 1
Unexpected fees 1
Confusing or missing disclosures 1
Getting a line of credit 1
Written notification about debt 1
Can't stop withdrawals from your bank account 1

Yearly Trend

Year Complaints Timely
2022 5 20%
2023 7 100%
2024 8 62.5%
2025 29 10.3%
2026 7 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Giggle Finance Inc.

Giggle Finance Inc. has accumulated 56 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Giggle Finance Inc. reports a 28.6% timely-response rate and has closed 41.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, personal loan, or advance loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Giggle Finance Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Giggle Finance Inc. have?

Giggle Finance Inc. has received 56 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Giggle Finance Inc. respond to complaints on time?

Giggle Finance Inc. has a 28.6% timely response rate to CFPB complaints.

What is the most common complaint about Giggle Finance Inc.?

The most common issue reported against Giggle Finance Inc. is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, personal loan, or advance loan" product category.

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