Stratus Financial LLC
33 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Stratus Financial LLC complaint mix by product
- Student loan 23 69.7% – 0% relief
- Credit reporting 4 12.1% – 0% relief
- Payday loan, 4 12.1% – 0% relief
- Debt collection 1 3.0% – 0% relief
- Payday loan, 1 3.0% – 0% relief
How Stratus Financial LLC's 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Student loan | 23 |
| Credit reporting or other personal consumer reports | 4 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
| Debt collection | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 7 |
| FL | 5 |
| PA | 4 |
| NY | 3 |
| UT | 2 |
| TX | 2 |
| GA | 2 |
| MO | 1 |
| AZ | 1 |
| LA | 1 |
| CO | 1 |
| PR | 1 |
| MA | 1 |
| MI | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Dealing with your lender or servicer | 18 |
| Incorrect information on your report | 3 |
| Charged fees or interest you didn't expect | 3 |
| Unable to get your credit report or credit score | 2 |
| Struggling to repay your loan | 2 |
| Issue with income share agreement | 1 |
| Took or threatened to take negative or legal action | 1 |
| Struggling to pay your loan | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Getting a line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
| 2023 | 1 | 0% |
| 2024 | 7 | 100% |
| 2025 | 14 | 100% |
| 2026 | 10 | 80% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Stratus Financial LLC
Stratus Financial LLC's 33 logged complaints stay concentrated: only 15 states show a filing on record. 51.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-04-30.
Stratus Financial LLC answers 90.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stratus Financial LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Stratus Financial LLC have?
33, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Stratus Financial LLC respond to complaints on time?
90.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Stratus Financial LLC?
"Dealing with your lender or servicer", filed under the "Student loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.