CFPB · Single-product concentration

Stone Creek Financial, Inc

9 CFPB complaints · 88.9% in "Debt collection" · top issue Attempts to collect debt not owed.

9 CFPB complaints

Stone Creek Financial, Inc: 88.9% of 9 CFPB complaints sit in "Debt collection". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2019 to 2025

CFPB relief outcome brief

CCDB company stone-creek-financial-inc

0% relief · 100% timely · 9 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Stone Creek Financial, Inc (…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Stone Creek Financial, Inc and nearest filing-volume peers

Stone Creek Financial, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Stone Creek Financial, Inc complaint mix by product

Total complaints: 9

Stone Creek Financial, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (88.9%), resolution 0.0% Debt collection 88.9% Credit reporting: 1 complaints (11.1%), resolution 0.0% Credit reporting 11.1%
  • Debt collection 8 88.9% 0% relief
  • Credit reporting 1 11.1% 0% relief

How Stone Creek Financial, Inc's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting or other personal consumer reports 1

Where Stone Creek Financial, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
33.3% of this company's filings
OH3MI2IA2TN1IN1

Stone Creek Financial, Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
5
+400% vs 2019
0123456 2019202120242025 5

Top States

State Complaints
OH 3
MI 2
IA 2
TN 1
IN 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 5
Took or threatened to take negative or legal action 2
Problem with a company's investigation into an existing problem 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2021 1 100%
2024 2 100%
2025 5 100%

Source: CFPB Consumer Complaint Database

Stone Creek Financial, Inc filings cluster in one product

Stone Creek Financial, Inc's 9 logged complaints stay concentrated: only 5 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2025-07-09.

Stone Creek Financial, Inc answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stone Creek Financial, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Stone Creek Financial, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Stone Creek Financial, Inc (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration