CFPB · Narrative-heavy record

Steward Financial Services LLC

40 CFPB complaints · 42.5% with narratives · top issue Managing the loan or lease.

40 CFPB complaints

Steward Financial Services LLC: 42.5% of 40 filings include consumer narratives. Timely 0% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2015 to 2025

CFPB relief outcome brief

CCDB company steward-financial-services-llc

0% relief · 0% timely · 40 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Steward Financial Services L…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Steward Financial Services LLC and nearest filing-volume peers

Steward Financial Services LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Steward Financial Services LLC's 40 filings include narrative text

42.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Steward Financial Services LLC complaint mix by product

Total complaints: 40

Steward Financial Services LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 15 complaints (37.5%), resolution 0.0% Vehicle loan 37.5% Credit reporting,: 12 complaints (30.0%), resolution 0.0% Credit reporting, 30.0% Debt collection: 6 complaints (15.0%), resolution 0.0% Debt collection 15.0% Consumer Loan: 5 complaints (12.5%), resolution 0.0% Consumer Loan 12.5% Credit reporting: 1 complaints (2.5%), resolution 0.0% Checking or: 1 complaints (2.5%), resolution 0.0%
  • Vehicle loan 15 37.5% 0% relief
  • Credit reporting, 12 30.0% 0% relief
  • Debt collection 6 15.0% 0% relief
  • Consumer Loan 5 12.5% 0% relief
  • Credit reporting 1 2.5% 0% relief
  • Checking or 1 2.5% 0% relief

How Steward Financial Services LLC's 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 15
Credit reporting, credit repair services, or other personal consumer reports 12
Debt collection 6
Consumer Loan 5
Credit reporting 1
Checking or savings account 1

Where Steward Financial Services LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
22.5% of this company's filings
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Steward Financial Services LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2015
051015 201520162017201820192020202120232025 1

Top States

State Complaints
PA 9
NJ 8
FL 6
MD 4
DE 4
MO 3
TX 1
GA 1
DC 1
VA 1
NY 1

Top Issues

Issue Complaints
Managing the loan or lease 9
Incorrect information on your report 6
Improper use of your report 5
Struggling to pay your loan 4
Problems at the end of the loan or lease 2
Problem with a credit reporting company's investigation into an existing problem 2
Attempts to collect debt not owed 2
Repossession 1
Cont'd attempts collect debt not owed 1
Problems when you are unable to pay 1
Shopping for a loan or lease 1
Incorrect information on credit report 1
Getting a loan or lease 1
Written notification about debt 1
Communication tactics 1
Took or threatened to take negative or legal action 1
Managing an account 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 3 0%
2017 10 0%
2018 6 0%
2019 2 0%
2020 13 0%
2021 2 0%
2023 2 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Steward Financial Services LLC's narrative-rich complaint ledger

Steward Financial Services LLC's 40 logged complaints stay concentrated: only 11 states show a filing. 42.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-08-26.

Steward Financial Services LLC answers 0% of complaints inside the CFPB's tracked window and closes 5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Steward Financial Services LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Steward Financial Services LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Steward Financial Services LLC (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record