CFPB · Single-product concentration
StellarFinance, Inc.
59 CFPB complaints · 76.3% in "Credit reporting or other personal consumer reports" · top issue Incorrect information on your report.
StellarFinance, Inc.: 76.3% of 59 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 94.9% · relief 11.9%. Allegations, not findings.
- Single-product concentration
- -21.1% filings 2024 to 2026
CFPB relief outcome brief
CCDB company stellarfinance-inc
11.9% relief · 94.9% timely · 59 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Oportun Financial Corporation (12% relief)
StellarFinance, Inc. closes 11.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 59 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
StellarFinance, Inc. complaint mix by product
- Credit reporting 45 76.3% – 11% relief
- Debt collection 8 13.6% – 0% relief
- Credit card 3 5.1% – 67% relief
- Debt or 2 3.4% – 0% relief
- Payday loan, 1 1.7% – 0% relief
How StellarFinance, Inc.'s 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 45 |
| Debt collection | 8 |
| Credit card | 3 |
| Debt or credit management | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where StellarFinance, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 11.9% of this company's filings
StellarFinance, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 15
- -21.1% vs 2024
Top States
| State | Complaints |
|---|---|
| VA | 7 |
| TX | 7 |
| LA | 6 |
| CA | 6 |
| FL | 6 |
| NY | 5 |
| MO | 3 |
| PA | 3 |
| GA | 3 |
| MI | 2 |
| SC | 2 |
| NV | 1 |
| ME | 1 |
| NC | 1 |
| PR | 1 |
| AR | 1 |
| OR | 1 |
| IL | 1 |
| MD | 1 |
| NM | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 27 |
| Problem with a company's investigation into an existing problem | 13 |
| Improper use of your report | 6 |
| Attempts to collect debt not owed | 4 |
| Written notification about debt | 2 |
| False statements or representation | 1 |
| Other features, terms, or problems | 1 |
| Struggling to pay your bill | 1 |
| Didn't provide services promised | 1 |
| Confusing or missing disclosures | 1 |
| Problem when making payments | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 19 | 100% |
| 2025 | 25 | 100% |
| 2026 | 15 | 80% |
Source: CFPB Consumer Complaint Database
StellarFinance, Inc. filings cluster in one product
StellarFinance, Inc.'s 59 logged complaints stay concentrated: only 20 states show a filing. Only 39% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2024 through 2026-06-23.
StellarFinance, Inc. answers 94.9% of complaints inside the CFPB's tracked window and closes 81.4% with a written explanation. 11.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about StellarFinance, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for StellarFinance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 59.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for StellarFinance, Inc. (94.9% timely; 11.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration