Dakota Financial, LLC
78 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Dakota Financial, LLC complaint mix by product
- Credit reporting 38 48.7% – 0% relief
- Vehicle loan 23 29.5% – 4% relief
- Credit reporting, 12 15.4% – 0% relief
- Payday loan, 2 2.6% – 0% relief
- Debt collection 1 1.3% – 0% relief
- Payday loan, 1 1.3% – 0% relief
- Money transfer, 1 1.3% – 0% relief
How Dakota Financial, LLC's 78 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 38 |
| Vehicle loan or lease | 23 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Payday loan, title loan, or personal loan | 2 |
| Debt collection | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| GA | 11 |
| TX | 10 |
| CA | 8 |
| NY | 8 |
| NC | 5 |
| IL | 4 |
| SC | 3 |
| CO | 3 |
| OH | 3 |
| FL | 3 |
| PA | 2 |
| DC | 2 |
| NJ | 2 |
| AL | 2 |
| AZ | 2 |
| CT | 1 |
| KY | 1 |
| OK | 1 |
| VA | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 40 |
| Managing the loan or lease | 16 |
| Incorrect information on your report | 9 |
| Struggling to pay your loan | 4 |
| Problems at the end of the loan or lease | 3 |
| Received a loan you didn't apply for | 1 |
| Attempts to collect debt not owed | 1 |
| Charged fees or interest you didn't expect | 1 |
| Repossession | 1 |
| Unable to get your credit report or credit score | 1 |
| Unexpected or other fees | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 2 | 100% |
| 2022 | 9 | 100% |
| 2023 | 13 | 100% |
| 2024 | 20 | 100% |
| 2025 | 22 | 100% |
| 2026 | 7 | 28.6% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Dakota Financial, LLC
Dakota Financial, LLC's 78 logged complaints stay concentrated: only 25 states show a filing on record. Only 34.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2017 through 2026-05-12.
Dakota Financial, LLC answers 93.6% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dakota Financial, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Dakota Financial, LLC have?
78, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Dakota Financial, LLC respond to complaints on time?
93.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Dakota Financial, LLC?
"Improper use of your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.