CFPB · Mid-pack CFPB posture
Dakota Financial, LLC
78 CFPB complaints · 25 states · top issue Improper use of your report.
Dakota Financial, LLC has 78 consumer complaints in the CFPB public database. Timely response is 93.6%; 1.3% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +600% filings 2017 to 2026
CFPB relief outcome brief
CCDB company dakota-financial-llc
1.3% relief · 93.6% timely · 78 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: State Employees Credit Union (1.3% relief)
Dakota Financial, LLC closes 1.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 78 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Dakota Financial, LLC complaint mix by product
- Credit reporting 38 48.7% – 0% relief
- Vehicle loan 23 29.5% – 4% relief
- Credit reporting, 12 15.4% – 0% relief
- Payday loan, 2 2.6% – 0% relief
- Debt collection 1 1.3% – 0% relief
- Payday loan, 1 1.3% – 0% relief
- Money transfer, 1 1.3% – 0% relief
How Dakota Financial, LLC's 78 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 38 |
| Vehicle loan or lease | 23 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Payday loan, title loan, or personal loan | 2 |
| Debt collection | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where Dakota Financial, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 14.1% of this company's filings
Dakota Financial, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +600% vs 2017
Top States
| State | Complaints |
|---|---|
| GA | 11 |
| TX | 10 |
| CA | 8 |
| NY | 8 |
| NC | 5 |
| IL | 4 |
| SC | 3 |
| CO | 3 |
| OH | 3 |
| FL | 3 |
| PA | 2 |
| DC | 2 |
| NJ | 2 |
| AL | 2 |
| AZ | 2 |
| CT | 1 |
| KY | 1 |
| OK | 1 |
| VA | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 40 |
| Managing the loan or lease | 16 |
| Incorrect information on your report | 9 |
| Struggling to pay your loan | 4 |
| Problems at the end of the loan or lease | 3 |
| Received a loan you didn't apply for | 1 |
| Attempts to collect debt not owed | 1 |
| Charged fees or interest you didn't expect | 1 |
| Repossession | 1 |
| Unable to get your credit report or credit score | 1 |
| Unexpected or other fees | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 2 | 100% |
| 2022 | 9 | 100% |
| 2023 | 13 | 100% |
| 2024 | 20 | 100% |
| 2025 | 22 | 100% |
| 2026 | 7 | 28.6% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Dakota Financial, LLC
Dakota Financial, LLC's 78 logged complaints stay concentrated: only 25 states show a filing. Only 34.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2017 through 2026-05-12.
Dakota Financial, LLC answers 93.6% of complaints inside the CFPB's tracked window and closes 92.3% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Dakota Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Dakota Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 78.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Dakota Financial, LLC (93.6% timely; 1.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture