CFPB · Diversified product mix

Splash Financial, Inc.

27 CFPB complaints · diversified mix (top product 33.3%) · top issue Improper use of your report.

27 CFPB complaints

Splash Financial, Inc.: top product "Credit reporting or other personal consumer reports" is only 33.3% of 27 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +200% filings 2020 to 2026

CFPB relief outcome brief

CCDB company splash-financial-inc

0% relief · 100% timely · 27 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Splash Financial, Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Splash Financial, Inc. and nearest filing-volume peers

Splash Financial, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Splash Financial, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

53 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

93 / 100 percentile-benchmarked

96.3% of complaints closed with an explanation to the consumer

Most of Splash Financial, Inc.'s 27 filings include narrative text

40.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Splash Financial, Inc. complaint mix by product

Total complaints: 27

Splash Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 27 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 9 complaints (33.3%), resolution 0.0% Credit reporting 33.3% Student loan: 8 complaints (29.6%), resolution 0.0% Student loan 29.6% Payday loan,: 7 complaints (25.9%), resolution 0.0% Payday loan, 25.9% Credit reporting,: 2 complaints (7.4%), resolution 0.0% Credit reporting, 7.4% Debt collection: 1 complaints (3.7%), resolution 0.0%
  • Credit reporting 9 33.3% – 0% relief
  • Student loan 8 29.6% – 0% relief
  • Payday loan, 7 25.9% – 0% relief
  • Credit reporting, 2 7.4% – 0% relief
  • Debt collection 1 3.7% – 0% relief

How Splash Financial, Inc.'s 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 9
Student loan 8
Payday loan, title loan, personal loan, or advance loan 7
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 1

Where Splash Financial, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
14.8% of this company's filings
CA4NJ4MA4TN2WA2NY2MI2DC1

Splash Financial, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+200% vs 2020
1234567 2020202120222023202420252026 6

Top States

State Complaints
CA 4
NJ 4
MA 4
TN 2
WA 2
NY 2
MI 2
DC 1
OH 1
NV 1
IN 1
PA 1
TX 1
FL 1

Top Issues

Issue Complaints
Improper use of your report 6
Dealing with your lender or servicer 5
Problem with a company's investigation into an existing problem 3
Incorrect information on your report 3
Getting a loan 3
Getting the loan 2
Getting a line of credit 2
Communication tactics 1
Struggling to pay your loan 1
Problem with additional add-on products or services 1

Yearly Trend

Year Complaints Timely
2020 2 100%
2021 2 100%
2022 3 100%
2023 5 100%
2024 4 100%
2025 5 100%
2026 6 100%

Source: CFPB Consumer Complaint Database

Splash Financial, Inc. spreads across product buckets

Splash Financial, Inc.'s 27 logged complaints stay concentrated: only 14 states show a filing. 40.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-05.

Splash Financial, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 96.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Splash Financial, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Splash Financial, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Splash Financial, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix