2026 data Public-data reference. official source

SOUTHSTATE BANK CORPORATION

287 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

287 consumer complaints filed with the CFPB

This profile shows SOUTHSTATE BANK CORPORATION's complaint history from CFPB public records. 287 consumers have filed complaints since 2019. The company has a 100% timely response rate and has provided relief in 11.1% of cases.

287
Total Complaints
100%
Timely Response
0%
Disputed
11.1%
Relief Provided
25
States Active
2019
Since

Total complaints

287

Filed since 2019

Timely response

100%

CFPB-tracked response window

Relief rate

11.1%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.1%
Industry median

Share closed with monetary or non-monetary relief.

SOUTHSTATE BANK CORPORATION complaint mix by product

Total complaints: 287

SOUTHSTATE BANK CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 287 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 146 complaints (53.3%), resolution 13.0% Checking or 53.3% Mortgage: 74 complaints (27.0%), resolution 9.5% Mortgage 27.0% Credit reporting: 17 complaints (6.2%), resolution 5.9% Credit reporting 6.2% Money transfer,: 16 complaints (5.8%), resolution 6.3% Credit reporting,: 11 complaints (4.0%), resolution 9.1% Payday loan,: 5 complaints (1.8%), resolution 0.0% Credit card: 5 complaints (1.8%), resolution 20.0%
  • Checking or 146 53.3% 13% relief
  • Mortgage 74 27.0% 10% relief
  • Credit reporting 17 6.2% 6% relief
  • Money transfer, 16 5.8% 6% relief
  • Credit reporting, 11 4.0% 9% relief
  • Payday loan, 5 1.8% 0% relief
  • Credit card 5 1.8% 20% relief

How SOUTHSTATE BANK CORPORATION's 287 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 146
Mortgage 74
Credit reporting or other personal consumer reports 17
Money transfer, virtual currency, or money service 16
Credit reporting, credit repair services, or other personal consumer reports 11
Payday loan, title loan, or personal loan 5
Credit card or prepaid card 5
Vehicle loan or lease 4
Prepaid card 4
Payday loan, title loan, personal loan, or advance loan 3
Debt collection 1
Credit card 1

Top States

State Complaints
SC 82
FL 79
GA 50
TX 14
NC 13
AL 8
VA 6
TN 4
CO 3
CA 3
NV 3
MD 2
IL 2
OK 2
MI 2
AZ 1
MS 1
OH 1
AK 1
PA 1

Top Issues

Issue Complaints
Managing an account 85
Trouble during payment process 34
Closing an account 22
Opening an account 19
Incorrect information on your report 18
Closing on a mortgage 12
Problem caused by your funds being low 11
Struggling to pay mortgage 11
Applying for a mortgage or refinancing an existing mortgage 11
Problem with a company's investigation into an existing problem 9
Fraud or scam 8
Problem with a lender or other company charging your account 7
Unexpected or other fees 6
Credit monitoring or identity theft protection services 5
Other transaction problem 5
Improper use of your report 4
Managing the loan or lease 2
Getting a line of credit 2
Problem with the payoff process at the end of the loan 2
Getting a loan or lease 2

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 15 100%
2021 44 100%
2022 44 100%
2023 33 100%
2024 61 100%
2025 63 100%
2026 26 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SOUTHSTATE BANK CORPORATION

SOUTHSTATE BANK CORPORATION has accumulated 287 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 92 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SOUTHSTATE BANK CORPORATION reports a 100% timely-response rate and has closed 88.9% of cases with a written explanation to the consumer. 11.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SOUTHSTATE BANK CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SOUTHSTATE BANK CORPORATION have?

SOUTHSTATE BANK CORPORATION has received 287 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SOUTHSTATE BANK CORPORATION respond to complaints on time?

SOUTHSTATE BANK CORPORATION has a 100% timely response rate to CFPB complaints.

What is the most common complaint about SOUTHSTATE BANK CORPORATION?

The most common issue reported against SOUTHSTATE BANK CORPORATION is "Managing an account" in the "Checking or savings account" product category.

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