CFPB · Single-product concentration

Southeast Mortgage of Ga Inc

20 CFPB complaints · 70% in "Mortgage" · top issue Improper use of your report.

20 CFPB complaints

Southeast Mortgage of Ga Inc: 70% of 20 CFPB complaints sit in "Mortgage". Timely 75% · relief 20%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2015 to 2025

CFPB relief outcome brief

CCDB company southeast-mortgage-of-ga-inc

20% relief · 75% timely · 20 filings · Mortgage

Nearest relief peer: Wells Fargo & Company (20.1% relief)

Southeast Mortgage of Ga Inc(this)20%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Southeast Mortgage of Ga Inc and nearest filing-volume peers

Southeast Mortgage of Ga Inc closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Southeast Mortgage of Ga Inc scores strongest on relief provided (93/100 percentile-benchmarked) and weakest on timely response (56/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

75 /100 grade B

Relief provided

93 / 100 percentile-benchmarked

20% of complaints closed with relief to the consumer

Timely response

56 / 100 percentile-benchmarked

75% of complaints answered inside the CFPB 15-day window

Closed with explanation

63 / 100 percentile-benchmarked

80% of complaints closed with an explanation to the consumer

Most of Southeast Mortgage of Ga Inc's 20 filings include narrative text

65% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 75.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Southeast Mortgage of Ga Inc complaint mix by product

Total complaints: 20

Southeast Mortgage of Ga Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 14 complaints (70.0%), resolution 14.3% Mortgage 70.0% Credit reporting: 4 complaints (20.0%), resolution 50.0% Credit reporting 20.0% Bank account: 1 complaints (5.0%), resolution 0.0% Debt collection: 1 complaints (5.0%), resolution 0.0%
  • Mortgage 14 70.0% – 14% relief
  • Credit reporting 4 20.0% – 50% relief
  • Bank account 1 5.0% – 0% relief
  • Debt collection 1 5.0% – 0% relief

How Southeast Mortgage of Ga Inc's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 14
Credit reporting or other personal consumer reports 4
Bank account or service 1
Debt collection 1

Southeast Mortgage of Ga Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
2
+100% vs 2015
012345 201520162017201820212022202320242025 2

Top States

State Complaints
GA 20

Top Issues

Issue Complaints
Improper use of your report 4
Applying for a mortgage or refinancing an existing mortgage 4
Closing on a mortgage 4
Application, originator, mortgage broker 3
Incorrect information on your report 1
Account opening, closing, or management 1
Struggling to pay mortgage 1
Took or threatened to take negative or legal action 1
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 2 0%
2017 3 0%
2018 3 100%
2021 1 100%
2022 1 100%
2023 3 100%
2024 4 100%
2025 2 100%

Source: CFPB Consumer Complaint Database

Southeast Mortgage of Ga Inc filings cluster in one product

Southeast Mortgage of Ga Inc's 20 logged complaints stay concentrated: only 1 state shows a filing. 65% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-12-16.

Southeast Mortgage of Ga Inc answers 75% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Southeast Mortgage of Ga Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Southeast Mortgage of Ga Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Southeast Mortgage of Ga Inc (75% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration