CFPB · Diversified product mix
Sokaogon Finance, Inc.
33 CFPB complaints · diversified mix (top product 33.3%) · top issue Charged fees or interest you didn't expect.
Sokaogon Finance, Inc.: top product "Payday loan, title loan, or personal loan" is only 33.3% of 33 - multi-bucket mix. Timely 93.9% · relief 27.3%. Allegations, not findings.
- Diversified product mix
- +300% filings 2014 to 2025
CFPB relief outcome brief
CCDB company sokaogon-finance-inc
27.3% relief · 93.9% timely · 33 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Kilowatt Financial, LLC, a Spruce Finance Company (23.1% relief)
Sokaogon Finance, Inc. closes 27.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Sokaogon Finance, Inc. scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (50/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
100 / 100 percentile-benchmarked
27.3% of complaints closed with relief to the consumer
Timely response
89 / 100 percentile-benchmarked
93.9% of complaints answered inside the CFPB 15-day window
Closed with explanation
50 / 100 percentile-benchmarked
72.7% of complaints closed with an explanation to the consumer
Most of Sokaogon Finance, Inc.'s 33 filings include narrative text
45.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sokaogon Finance, Inc. complaint mix by product
- Payday loan, 11 33.3% – 46% relief
- Payday loan 8 24.2% – 50% relief
- Debt collection 6 18.2% – 0% relief
- Payday loan, 4 12.1% – 0% relief
- Consumer Loan 4 12.1% – 0% relief
How Sokaogon Finance, Inc.'s 33 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 11 |
| Payday loan | 8 |
| Debt collection | 6 |
| Payday loan, title loan, personal loan, or advance loan | 4 |
| Consumer Loan | 4 |
Where Sokaogon Finance, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 18.2% of this company's filings
Sokaogon Finance, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 4
- +300% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 6 |
| FL | 6 |
| NV | 4 |
| OH | 2 |
| NM | 2 |
| AL | 2 |
| IN | 2 |
| OK | 1 |
| MI | 1 |
| VA | 1 |
| MS | 1 |
| NJ | 1 |
| SD | 1 |
| HI | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 7 |
| Struggling to pay your loan | 6 |
| Charged fees or interest I didn't expect | 5 |
| Managing the loan or lease | 3 |
| Can't contact lender | 2 |
| Improper contact or sharing of info | 2 |
| Communication tactics | 2 |
| Can't stop withdrawals from your bank account | 2 |
| False statements or representation | 1 |
| Problems when you are unable to pay | 1 |
| Disclosure verification of debt | 1 |
| Can't stop charges to bank account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 9 | 77.8% |
| 2016 | 8 | 100% |
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2019 | 6 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2025 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Sokaogon Finance, Inc. spreads across product buckets
Sokaogon Finance, Inc.'s 33 logged complaints stay concentrated: only 15 states show a filing. 45.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-12-08.
Sokaogon Finance, Inc. answers 93.9% of complaints inside the CFPB's tracked window and closes 72.7% with a written explanation. 27.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sokaogon Finance, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sokaogon Finance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 33.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sokaogon Finance, Inc. (93.9% timely; 27.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix