CFPB · Narrative-heavy record
Smoky Management, LLC
4 CFPB complaints · 50% with narratives · top issue Payment to acct not credited.
Smoky Management, LLC: 50% of 4 filings include consumer narratives. Timely 25% · relief 0% · top product Payday loan. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2015 to 2019
CFPB relief outcome brief
CCDB company smoky-management-llc
0% relief · 25% timely · 4 filings · Payday loan
Same-product relief peers
Nearest relief peer: Big Picture Loans, LLC (0.7% relief)
Smoky Management, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Smoky Management, LLC has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Smoky Management, LLC complaint mix by product
- Payday loan 2 50.0% – 0% relief
- Debt collection 1 25.0% – 0% relief
- Payday loan, 1 25.0% – 0% relief
How Smoky Management, LLC's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan | 2 |
| Debt collection | 1 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Smoky Management, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 50% of this company's filings
Smoky Management, LLC complaints by year
Annual filing volume from the CFPB public database
- 2019
- 1
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| TN | 2 |
| FL | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Payment to acct not credited | 1 |
| Can't contact lender | 1 |
| Communication tactics | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 0% |
| 2016 | 2 | 0% |
| 2019 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Smoky Management, LLC's narrative-rich complaint ledger
Smoky Management, LLC's 4 logged complaints stay concentrated: only 3 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2019-12-06.
Smoky Management, LLC answers 25% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan" draws the most filings, most often for "Payment to acct not credited."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Smoky Management, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Smoky Management, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 25%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Smoky Management, LLC (25% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record